Just group. If you are in a group you probably aren't tanking, so you won't care about your weight. You'll also get drops like weapons you can sell to vendors for a few PP a pop.
Then, when you reach 50+, you'll be fighting in dungeons. Once you get to seb, you will start having chances at looting big-money items. You don't have to farm to get a ton of money. Just play the character and group up and the money will come to you.
The gear you have now minus the rings / haste item will do you fine for grouping up until 50. And even a bit past 50. I wouldn't worry about it unless you just really like to solo.
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Muteki - 57 Bard
Alva - 53 Monk
Kallon - 58 Shaman
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