You're not very good at extrapolation, are you?

There's $1300 worth of intro offers right now on credit cards you can apply for.

If you can't turn $1300 into $13,000 in the next 4 years, no worries.. just keep putting the top on the widget when it comes down the conveyor, three-quarter turns, then onto the next station at the factory. You'll do just fine, pal.

The way I found out about it is I have this progressive/liberal co-worker who is always really frugal and successful with money, and I saw him filling out a credit card application on his phone

And so I said “I thought u said credit cards are a bad idea?” And then he explained that he discovered this “churning” thing (I guess is what it’s called), and now follows the Reddit subreddit about it. He explained how much free shit you can get. I was skeptical, but then he showed me how he already had like $600 worth of free air travel, and he mentioned that his last round trip he took to and from San Francisco (figures he’d go there…) for vacation was completely paid for by banks

He’s big on sticking it to banks because he hates banks and Uber rich corporations as much as any other Dem. Although he very much fits the term “champagne socialist”, meaning he has at least $100k in savings+crypto+stocks and never gives to charity, so he has his own form of greed. He also has a credit score of like 820ish, and always pays off any credit card he uses

So when I say “free shit” you can legally rip-off banks for, it may still require some sort of payment on the card, I’m not sure. It works well for people like him who can immediately pay off whatever payment he makes. He has told me many times he has $0 credit card debt always. I’d ask him more about it, but he’s not in today

Hehe, Widgets.
Own home. Check.
New car (modest) on loan. Check.
Zero credit card debt. Check.
Modest needs and expectations. Check.
Enjoyable life. Check.
Laugh at plebs churning credit cards. Check.

I'm learning about extrapolations in stats right now

it's crazy stuff

The sun was shining and the sky was blue

@ OP

Nothing, ever.

You're all just brainwashed into thinking that circumstances which, "dont entirely suck" are good things.

🎶No one knows what it's like
To be the bad man
To be the sad man
Behind blue eyes🎶

Seriously dude, maybe it’s time for a break?

I churn all kinds of stuff. Just got free AAL stock for funding my WeBull account with $100. Almost $20 for sending over $100, waiting a few weeks and sending it back.

All profits go into crypto.

"take care of the pence, and the pounds will take care of themselves"

BTW, bragging you have no debt when inflation is through the roof and interest rates are incredibly low is pretty funny. Worse than bragging about a video game accomplishment.

I'll take $10,000 today at sometimes 0% to grab up assets that are inflating in price so I can pay back $8,000 (in today's dollars worth) with zero or near-zero interest and have a $16,000 asset from the deal.

+ when it's time to pay back those loans, we'll be in the throws of both a civil war and world war 3 so it will be totally forgiven and probably not even valid by the time those are over.

got an A on my exam today

feels good B)