You'll definitely lose time in the long run trying to level a necro/mage/enchanter/something to 50+ so that you can farm enough money to make a big difference with your troll... and then still having to level up with that crazy xp penalty. Cause unless you're twinking a melee with a fungi (and more), you're really not all THAT much better off than playing untwinked and scrimping and saving to buy banded and some cheap (but effective) weapons in EC.
If you enjoy playing the farm class along the way though, and then your play on the SK is more enjoyable too because you've got some gear to help you along, go for it. But if you REALLY want to play a SK, I'd say just go right for it and try to make friends with nice folk who can help you out with some PL, grouping with alts, handmedown items, etc.
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