When I started from scratch, I rolled a druid first. I rushed it to level 20 initially, spending plat only on full small leather, a wraithbone hammer (50pp), a small wooden shield, and spells. At the end of level 20 I had close to 2k pp saved, which I then used to outfit a second character with.
I was in the same boat you were in - undecided on what to play as a main, and undecided on what style of play I really liked the best (melee, caster, priest, hybrid, etc).
Leveling the druid wasn't a waste of time at all, at least for me. It's a simple class to level on a crap budget, and in the end it's incredibly useful for utility purposes even if all you have are self ports. I eventually took mine to 34 due to bouts of boredom and during off times when grouping with my main was a problem.
So, that's my advice I guess.
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