Few things come to mind.
1) You want people who will stick around. Let's face it, if you spend all the hours needed to hit 46+, you will not suddenly abandon that character. At a lower level, say 20, it is much more likely to reroll something else and/or not stick around.
2) Along those same lines, you don't want to invest time, energy and possibly loot/plat to a toon that won't stick around. There isn't much that is quite as frustrating as helping someone out to get uber_item_x for them to just leave the guild or simply stop playing because they aren't having much fun in p99.
3) You want good players. It doesn't take much to get to say, level 20. It isn't easy but you don't have to be a great player to manage it. Particularly for classes like mages. However, level 46+ is definitely not easy to do. If you can manage that, chances are high that you at least kind of know your class/know how to play/are at least an average player.
4) You want want to avoid players with bad reputations. If you are a low level and are a complete ass, chances are high that only a few people know you and know you're someone to be avoided. At level 46+, you are much more likely to be known to a greater portion of the server (for good or bad). And at that level, guilds are much less likely to tag someone who will hurt their reputation on this server. In a small community like this, rep matters.
5) *for raid guilds only* For raiding guilds, they want someone who will actually raid and be useful in said raids. Until about 46, you are more or less useless (although this is just an assumption on my part, since I'm not part of a raid guild, nor am I anywhere close to 46). No reason to tag lower levels if they can't help you in raids anyway.
These are just the reasons I can think of off the top of my head as to why you would put a high level requirement on applications. I understand and agree that there should be more lower level guilds, but there are a few out there and you should try them out.
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