At that level, there isn't a whole lot you can do on your own other than try and make plat to buy things, but if this is your first character, you won't be doing much of that either due to saving for spells.
You could work Blacksmithing and make yourself a set of Banded (or just find someone to buy it from if you prefer... usually sells for 1pp per AC). Collect 64 patches of gnoll fur and combine them four at a time until you get a semi-decent cloak for low levels (I think it's got decent AC and +Cold). There really isn't a lot, though.
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