resists, they are your most important stat. After that, HP > CHA > STA. But don't pump money into your bard until 50+. Kite nekkid with a <5pp drum/horn/flute/lute until planar, get an imbrued platemail set, some decent weapons for under 2k, and then start on resist gear. Bards are one of the least gear dependent classes in the game (except epic, that thing is game-changing).
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