Bankers even when kos will still let you bank as long as they dont have you in their line of sight. The trick most people use is to invis in and out, although at high levels it wont matter for North Freeport at least as long as you keep out of the banker's view.
Position yourself in line with the bankers just inside the Freeport bank at that first wall (if unsure you'll see someone else use the spot soon enough). Then scroll back on the mouse wheel facing the bankers, and right click... it might take some small movements to get it but you'll soon nail it.
Also works for Felwithe, Kelethin, Overthere, FV...and anywhere else where there's a wall surrounding the banker.
Better that way than doing hours of faction work.
As for Highkeep faction, and particularly if you're an iksar necro... dont bother. The nobles/bards are too good not to do at 48-54, and you can still sell to Tarn Visilin, and feign death bank when you need to <3
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