Soft caps are 300 raw AC right now on EQLive , for plate class's without CS AA's.
Agi effecting AC caps at 305, anything after that only ups your displayed AC, not your effective AC.... Not that the cap matters on p99.
Displayed AC means nothing. Effective AC is what matters and changes based on class and if your over the softcap or not. After the soft cap only a % of the displayed AC becomes effective AC.
Soft Caps
Cloth..........= ~75 worn AC
Leather......= ~100 worn AC
Monk..........= ~120 worn AC
Chain.........= ~200 worn AC
Plate .........= ~300 worn AC
That's all worn AC caps btw, meaning look at the raw AC number on your gear and add it up. Not the number shown on your inventory tab, that's displayed AC.
AC returns after the soft cap has been reached
45%: Warrior
33%: Knight, Monk
23%: Cleric, Bard, BZR
17%: BST, Ranger
6%: Druid, Enc, Mag, Nec, Wiz
Rogue, Shaman.. Unsure.
The softcap and returns over the cap where given by EQLive Dev's just before SoD was released.
AC only effects the DI of a mob, it will not change a mobs max or min dmg or its hit rate.
Mob Damage range (DB + (DI*1-20)). Witch number of the 1-20 is determined by the mobs atk, your ac, your def skill and most likely other crap that's hard to parse.
Lets say the mobs DI is 100, and DB is 200.. This means the mob can hit you for min 300 (DI 1) and a max of 2200 (DI 20).
Ac is nice, and so are HPs.... CH chains will be coming, and its all about living till they land, rather its the AC making the mobs dmg go down, or the Raw Hps giving you more time before death.
AC does nothing for spells.
I would try to get a good balance going on myself once the softcap is reached.
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