Generally, I use 1st person scrolled out to 3rd. I will switch between that and 1st often in tight quarters, or to control levitate. In open/outdoor areas, I'll use the proper 3rd person view mode since it has a wider view and allows me to see further behind my character (so I can see those rogues coming sooner). I use the two distant, fixed view modes to look behind when chased by other players/mobs to judge distance, or to look around corners w/o exposing my position to other players. Occasionally, I'll use the top-down view to look over structures, on top of buildings, and so forth.
I find the follow camera mode useless.
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