Not sure how viable ToFS is for XPing, seemed fairly average at lower levels (35ish) in a group of 3...keys are a pain but part of any fun dungeon I suppose
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You could do Paineel guards up near Guard Captain Latorl up to 48ish if you want somewhere quiet. Skellie form should allow you to sell at the vendors etc, and if you need a key, again just get skellie form on and say "keyz" to the 2 newbie area guards who'll hand you one. If they don't, charm one and try again (then zone out after you get it on your cursor).