Quote:
Originally Posted by Xaanka
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not at all, actually, until you get into top 0.001% percentile, which isn't representative of anything to anyone who understands that these people have been natural-selected to be nothing but the most savvy with finances until you get into extreme cases like rothschild kids.
top 1% net worth for the 18-30 bracket sits around half a million -- mid 300k's under 20 and about 760k under 30, which is incredibly attainable for just about anybody who skipped college and entered the workforce early and doesn't have kids. you can get into top 5% through smart financial planning with the income the average entry level helpdesk job offers in my city, which rarely require a high school education. you might have to drive an hour to work instead of paying $2000 a month for the average going rate of a studio where these jobs are, but no one said this shit was easy.
i have many irl friends ranging between top 1% to top 0.001% of this age bracket, and i can only think of two who aren't self made (injury settlements) they're both very likely to leave the top 1% as they're both making poor financial decisions on a constant bases.
cutting out people who have profited from illegal means, by contrast most people i know in this bracket at a young age are self-made. the two wealthiest i know (top 0.001%+) did not attend high school and live incredibly modest lives -- actually both of them live in camper vans they bought off craigslist right now. they're not taking out car loans, home loans, having kids, marrying young, and pissing their money away like most people 18-30 would.
it's that mentality that made them successful in the first place. it's a huge, defeatest, and pathetic mischaracterization pushed by low IQ bernie voters in my opinion, to say that "most" people in the upper income brackets made it there through inheritance or dumb luck. investing wisely isn't dumb luck. building a successful business isn't dumb luck. developing valuable skills few have in the world isn't dumb luck. it's smart, and very calculated.
bernie bro us vs them politics are a calculated move to reinforce the same defeatist attitudes that make people poor. also lol college is worthless.
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Stupid argument. You seem to ignore that a 25 year old with 500 mil to their name has a lot more going for them than just that amount of money. Almost certainly had powerful family connections or perhaps some kind of born freakish talent at something.
You are by definition talking about 1% population and trying to paint that as a reasonable goal for everyone. You can't expect everyone to be a high functioning go-getter...its a tiny part of population. Someone has to scrub toilets and that someone needs healthcare and a place to live.
You also seem to think punishing people for having kids young rather than supporting that decision as something that keeps the economy going. Birth rates aren't exactly spectacular which is part of the reason for immigration in most of the world (America is a little different).