Sorry, I went off on one!
When you say 'cumulative' AC do you mean:
"Worn AC added to class bonuses (including the monk bonus), defense skill bonus, agility bonus, and the AC from spell buffs"?
From what I have read, the above
should be soft capped for melee at this point (but hard capped for casters). Worn AC by itself should be hard capped for everyone.
From my understanding Haynar seems to imply worn AC is softcapped. I could be wrong!
Perhaps the best thing to do is PM and ask him whether worn AC is soft capped, if worn + buffs/bonuses is softcapped or something else?
The worst he can do is ignore you, the best is give the exact info you are looking for? I wouldn't bother because I wouldn't want to waste even a precious second of his time, or even worse be the subject of his ire!
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