Since you can't afford Zlandi heart I recommend the below (note nothing for necro is essential outside pre-nerf CoS/rings listed below, rest is what I'd buy based on my 60 necro:
1) Prenerf CoS - nothing beats instant cast invis, can re-click while running through dungeons instantly and for breaking charms I'd pay the extra 5-6k for it over a gobby ring. I'd buy no item in the game for necro convenience leveling and at 60 over pre-nerf CoS.
2) 6/65 rings, the extra hps are awesome
3) Jboots
4)15/15 hp/Mana bracers are plenty good
5) Earring of Essence & 35/25 hp/Mana ear
6) Coldain gloves/boots
7) Froglok bonecaster robe
8) Anything else for remaining slots with focus on hp/Mana and maybe a little bit of intellect for when you get 50+
Lastly unless you're heavily invested in a specific races Fashionquest go Iksar.
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