Yeah reroll now while you don't have very much time invested. You could still charm your way to 60 with all your points in INT/CHA but you will probably always regret it. Having 200+ int wont benefit you nearly as much as 200+ cha and at higher levels you will be able to replace 25 CHA worth of gear with HP gear.
I put 25 into CHA when I started but like Baylan said I always regret not rolling high elf. Not rolling a high elf didn't ruin the game for me but it forces me to use +CHA stuff where I could use +HP stuff which sucks.
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