For the monk, you'll probably either want a pair of Jade Maces for dual wield, or could do a Wu's Quivering Staff for a 2H. The 2H would be a nice bargain for the budget, but a lot of people like dual wielding a lot more. You could also opt for Fighting Batons for bargain one handers. Could also consider a Peacebringer for ~12k, which is basically the same thing as a Tstaff until level 50.
For the SK, Poison Wind Censer is a great 2H option for pretty cheap, or could go the route of Ebon Mace/Noctivigant Blade + a shield (Clay Guardian Shield is a great reasonably priced shield)
5/55 rings for both, and then the other pieces will be far less important starting out and can be picked up as you see them in EC (outside of haste of course)
Don't be afraid to spend a large portion of the budget on weapons, since they easily offer the most upgrade of any other gear you can get (once again, haste can be an exception)
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