Firstly, glad you're going Human Necro. Rare breed, best FQ.
Secondly, I'd go Bertox simply for having the coolest damn guild hall in the game. I have been able to sell and bank just fine in Neriak with Bertox, but I was KOS to the casters guild. Not a big deal though IMO, I can't confirm that this would be different with Inny.
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