If you are strapped for cash the Seahorse belt is the way to go. CoF is a huge price hike for a small upgrade. It should be an eventual goal of yours when you are struggling to find upgrades, but the money you save can be used for other items that will get you more bang for the buck.
34% haste is the cutoff point for getting the 50% delay decrease for most weapons, unless they have a really high delay. After 34%, haste is only half as effective at giving you gains. Basically that 2% difference between CoF and Seahorse is only improving your delay by 1%.
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