As Skorge says, I am not sure if anyone has posted an official ruleset that people follow.
If my understanding is correct, Solo Self Found (SSF) has the following "rules":
1. Can't give any items or money to the SSF character.
2. All items and money being used by the SSF character must have been acquired by the SSF character.
3. The SSF character cannot use items or money to trade for other items in EC.
It is basically Auld Lang Syne rules, but without the internal guild market.
In terms of whether an SSF character can group or not, I think that is up to you. People who really want a challenge will SSF a Warrior to 60 without grouping.
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