If you want to build some starter plat to get some spells, I suggest heading alllll the way out to west karana, find some bandits, they're about your level. They drop red sashes.
Take the red sashes to the paladin guild in Qeynos. There you can get a bronze weapon as a reward, which sells for 1-3 plat. Great way to get you those starter spells and some gear!
There will be people in the FP area to bind you however, to answer your question!
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