coin loot: yes. it's just a fun thing and no one cries himself to sleep over 200 plat.
item loot: no. too harsh. causes too much QQ, encourages naked bind rushing casters, backstabbing groupmates, etc. just promotes an atmosphere too harsh for most ppl to have fun. they want to wear their prized gear, not covet it in the safety of their pouch
exp loss: hrm. we'd have to see how that works out.... definitely grief potential. i'd say exp loss at level 50 (or eventually 60) for sure every time you die. but for lower levels trying to come up, maybe have some kind of limit. like only half a level's worth of exp loss per level or something. and no exp loss if you're naked, in your bind zone, and you haven't cast a spell/attacked anybody yet
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