10.3% body fat doesn't mean you will have ripped muscles. It is just the amount of fat percentage on your body. You can be entirely weak and have 10.3% body fat. IE here is a picture of a male with 10% bodyfat that isn't cut and ripped.
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So please have another glass of STFU Mitic kk thx. Let's pretend I've been working out and working on my image for quite a while to know a little bit regarding the matter.