Whom you group with won't matter, and getting faction good enough that you or your life partner aren't KOS everywhere you go could help the both of you level up.
At least if you have one good and one evil, the person with the correct faction could handle the selling and restocking while the other is a safe distance away!
Dunno all the faction tricks, but pick agnostic if you can on the mage and enchanter, but the necro and druid are stuck with what they start with, and that plays a huge role in what is available, at least easily available, for cities or even just certain groups within a city - ie Pally guilds...
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