You should certainly accept donations for buffs. Use the money to donate to others if/when you ask them for spells.
I like to tote around 150pp or so minimum so I have room to hit people for tips as needed. As an ENC people donate to me for c2 all the time. That just means I have a little more onhand cash and can tip more for that next port or ress or whatever.
Also it's a perfectly valid way to make some money if you're poor.
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