Throwing my 2 copper in before you spend money on CHA items. CHA only has a minimal effect on merchant prices, unless you're selling or buying something that is expensive, ie the Bag of Tinkerers is like 5249p without cha, 5039with cha.. but that is a 5k item. If you're only selling fine steel weapons or something, it will only raise the price a few gold. Might be better to invest in something more useful. Just my opinion.
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