If your going hybrid, I suggest going to the p99 wiki and looking at the exp penalty section under game mechabics. It has all the race/class exp penalties listed. SK can solo well once you get fear. If you have 2k kicking around and want to play a pally get a ghoulbane. Pallies can solo undead well.
Edit: I hear ya on the caster part, I am a melee kinda guy. I have a 40 druid and I hate it. I started a SK lol.
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