XP Bonuses/Penalty Question
I noticed that on the FAQ that xp penalties are multiplied when figuring out a total penalty (ex. troll sk = 1.40 x 1.20 = 1.68, which is a -68% penalty).
Does this apply for bonuses as well? Is a halfling warrior 1.10 x 1.05 = +1.155 xp?
Also, how does it apply for say a halfling (+5%) paladin (-40%)?
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