Speaking as someone who farmed the cash for RoA, strings, BCG, and IP: the best cash camps currently are the spore king, crypt, and HS south. Your problem is the retarded mechanics of invisibility pulling, which enable a good farm team to kill only named/ph.
The spore king is done duo if you are good (shm/enc is the best, sk/donals cleric is #2) and you kill 1 mob every 30 minutes with huge afks in between. HS South is also done duo if you are good (clr/enc is the best, enc/enc is second) and again you'll have downtime. The crypt is farmable by shamans and enchanters solo (although the guardians are annoying) and enchanters don't even need a rogue to get in.
So basically I think your original post is mostly correct with the exception that shaman and (charmed) pets provide 95% of the tankage, which is the real problem with adding a rogue, because then you need two additional players.
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