Well you can get a great set of int/wis caster gear for 10-20k obviously. Casters also level a lot faster and easier than melee anyway.
If he has his heart set on a melee get him a FBSS+Fungi (50k) and then go cheap on everything else. Contrary to what Heallun said I think a warrior with FBSS+Fungi+Lamentations/Staff of Battle+Crafted/other cheap crap is going to be very effective up to 40+ without any upgrades. For a monk substitute the Lamentations with a IFS or a Wu's Quivering Staff if you are really cheap.
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