Charisma matters most with lulls. However, generally, the worry over high charisma only materializes in a few situations where there is a high risk of getting a wipe while breaking. (breaking a 4-7 mob pull). This mostly occurs in a only a few spots in seb and howling stones. For those types of situations I would max CHA, but for everything else i would go with the best in slot item you can get, which gives you good ac, sta, hp, str, dex, etc. I wouldn't be too crazy about maxing cha. Good bard equipment ends up having a lot of charisma on it anyways.
Also, for the real risky pulls, i would recommend just invis or hide pulling with lull/dd. I can pull HS west/south/whatever pretty damn well. But all it takes is one active resist on lull and you're potentially going to wipe and waste a lot of time on CR.
Save for tranix: best 12k you can possibly spend on a bard.
Dolic
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