Regarding levels for farming:
As early as level 2 you can kill spiderlings. Spiderling silk is in demand from tailors, usually you get a plat per piece if you find a tailor in need. A bit later kill small bears (about level 3-5). If you are lucky, a bear drops a high quality bear pelt which sells for 20 plat to tailors again. Around level 10 and if you have a magic weapon you can try wisps. Read about the greater lightstone quest. With this quest you can make almost 10 plat per GLS.
Some people collect bone chips to sell to nekromancers, but the market may be a bit too flooded. Still, don't just sell those to vendors. Any nekro that you will meet in a group will be happy to get them.
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