You can make a fair amount of money looting research components and gems, which weigh 0.1 each (you'll see more of these very soon as you level a little), and keeping any gp and pp you loot while throwing out cp and sp (40 coins of any kind weigh 1, so you can do some calculation of what is and isn't worth keeping). In terms of grouping, the most popular and quality location at your level is Unrest. You could head over there and exp some, but banking will be a pain. Like Pyrion said, you could also reroll human - you'd at least level faster due to the lack of iksar EXP penalty, and you'd be more popular in groups for that reason as well.
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