Bards are very fun and have almost no gear requirements. A 100p drum and 100p lute and your songbook are really all you need. If you're going the "no twinking" route both of these can be obtained in groups in your 20s. Until then vendor instruments are more than good enough.
I just wish fewer bards went the swarm route. Bards are a very group friendly class - it's the most fun aspect about playing a bard.
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