His AC is low for a level 60 so if he does much tank-type activity he may want to hang onto the neck until he upgrades some other slots. However if he's mostly raiding in a non-tank role (commonplace for Shadow Knights) the low AC wouldn't matter overmuch. Either way a west wastes neck should be on his priority list, just a question of when.
If you don't want to replace items with modest upgrades then hold out for the better stuff. 20K isn't going to get you very far in the EC tunnel at your current level, which you've no doubt already noticed. That'll get you most thurgadin pieces or some of the cheaper skyshrine pieces. You'll want to save some of that for gems for quest armor. The halls of testing set is in several cases the best you're likely to do outside getting NTOV-type drops.
For stuff you could do with a group (or less) you could get another silver chitin bracer from Velketor's easily enough, and blood runed gloves/legs with some difficulty. Crystal spider eyes from the same zone (velk is something of a melee playground, gear-wise) is a nice face slot item until you get something high-end. Most any of the velious quest helms are an improvement over incarnadine although the thurgadin helm is only a slight upgrade as you already alluded to. You could work on the various quests (thurgadin rings, Chardok stuff, etc) if you're inclined--there are people, such as myself, who have neither the schedule nor the inclination to show up for roll-offs, so I consider those items optional rather than a given.
Purchase or MQ or lootright costs for items like crown of narandi, eyepatch of plunder, skyshrine BP/legs, blood ember legs, and so forth are outside your present price range.
Danth
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