In my experience, Paladins will occasionally get asked to swap to clerics or rogues, while Rangers will not. I think that's pretty illustrative of the raid strength of each. Nonetheless, Paladins have a niche for sure with DS, back up soul fires, and the odd DA engage or ramp tank.
That said I'm having a blast on my paladin so far.
As for starter budget?
I mean ideally 70k+ for fungi (45k) + haste (13k) + weapon (10k) + tunnel gear (the rest) for both.
You could also do an 18kish version of ikky bp (9k) + haste (1k) + weapon (5k) + tunnel gear (3k).
If you can't afford either, consider some SCHW, a Jade Mace, banded / cheap tunnel crap and some 5/55 rings then go to town.
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