Money efficient gear for a cleric

[Mustard]

Hi Everyone,

I am just starting here, and I have a level 9 dwarf cleric.
I managed to save around 100pp (I actually saved it while leveling a bard, that I don't plan to play), and I would like to know what is a money efficient way to acquire gear?

I have basically nothing at the moment except 2 pieces of bronze a nice person gave me (cloak and shoulders).

My goal would be to group mostly, but I know I will have a lot of soloing to do as I play in off hours.

I checked the item list on the wiki, but I am having trouble figuring out where to start.

Thank you in advance