Character Models missing

[sinnycool]

This happened all of the sudden today with no changes from yesterday.

When I try to log on to the green server it does not want to let me and will crash.

If I do the quick connect i can get to character select but all my characters are invisible other than their weapons. I can get into the world but the problem remains and also effects the npcs which are just a floating name.

What is going on? How can i fix this as a dummy that barely got it to run anyway and hates patches? Why all the sudden the difference with no change?