50 Clerics, need your help...

[Fawqueue]

To take advantage of the coming XP extravaganza week, I've decided to roll a cleric alt. Since I'm really big about meta-gaming, I've got a few questions that I'd love some help with:

1) Stats. I'll be making a Dark Elf (93 starting WIS), and most recommendations on sites are 25 WIS and 5 STR. However, just doing the math on really basic WIS gear it's quite easy (with the bankroll I'm giving him) to max out to 200 WIS without putting a single point in to start. So, my question: Is it more valuable to put 25 WIS into starting and find STA/AC items when I reach the cap, or put points into STA and and just go with the starting 93-ish WIS?

2) Need some suggestions for a few slots:

Arms - Platinum Armband for WIS, but no AC. Is there better?
Legs - Gator Legs or Fine Plate?
Belt - Reed belt or is there another option?
Hands - Paw gloves or something better?

Money isn't really an issue, but trying to recall WIS items from memory has been. Thanks a ton, any advice on this helps me get an efficient cleric up and rolling quickly.