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  #621  
Old 01-26-2022, 02:16 PM
robayon robayon is offline
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Originally Posted by Kich867 [You must be logged in to view images. Log in or Register.]
Does anyone remember, when you had like a $40 copay, and went to the doctor, you'd just fuckin swipe your card and that was it? Where the fuck did that go? Why do those bills have to go to my health insurance company, we already made an agreement, that's the whole point of a copay.

Does anyone know why that is no longer a thing? I remember like 10 years ago going to an ENT, paying my copay, seeing the ENT, leaving, and that was as complicated as my interaction with doctors had to be.
This kind of stuff makes Americans treat their own problems and avoid the doctor. I have gotten so many bills months later, I typically just ignore the smaller ones and gamble on getting summoned for small claims or whatever someday

I have taken fish antibiotics and I have also removed a kidney stone from my own urethra with a paper clip, if we are still doing anecdotes
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  #622  
Old 01-26-2022, 02:23 PM
Gatordash Gatordash is offline
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Originally Posted by Kich867 [You must be logged in to view images. Log in or Register.]
Does anyone remember, when you had like a $40 copay, and went to the doctor, you'd just fuckin swipe your card and that was it? Where the fuck did that go? Why do those bills have to go to my health insurance company, we already made an agreement, that's the whole point of a copay.

Does anyone know why that is no longer a thing? I remember like 10 years ago going to an ENT, paying my copay, seeing the ENT, leaving, and that was as complicated as my interaction with doctors had to be.
Bruh, now we got individual deductibles vs family deductibles and induvial vs family out of pocket limits, and then its not just co-pays anymore, some people have co-insurance (and some have both!), but then maybe your company has you set up on an HRA plan, or maybe they gave you a credit card specifically for healthcare through your HSA account. Getting x-rays on your visit? Imaging is a negotiated at totally different rates so all of the above I just listed will be different numbers. Prescriptions? All of the above numbers are different for that because its negotiated at different rates with different pharmacies. And if you are a healthcare provider you try to check these rates quickly online, but a lot of times what your co-pay is on your card is not the same as what it says when your insurance is run on the computer. People love that.

And that is why we get remittance advice and you get an explanation of benefits and why doctors will just take immediate payment at a discount because you never really know exactly who is getting paid what and who is responsible for what until 4 months after your visit when the insurance company actually runs your stuff.
Last edited by Gatordash; 01-26-2022 at 02:26 PM..
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  #623  
Old 01-26-2022, 02:32 PM
unsunghero unsunghero is offline
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Originally Posted by robayon [You must be logged in to view images. Log in or Register.]

I have taken fish antibiotics and I have also removed a kidney stone from my own urethra with a paper clip, if we are still doing anecdotes
That’s some MacGyver shit, damn!

Yeah I dunno what happened to just doing a simple co-pay. I remember my Ma and my stepdad’s relative both got stung in the ankle by stingrays in Mexico (was a school of them) and we went to a Mexico hospital. The nurse came out with her fly down and sweating, and tried to use the same needle on my ma that she had used on my stepdad’s relative until my ma asked if she could get a new needle

But the shot they gave her cleared it right up like magic, and then on the way out there was no paperwork and they just said that’ll be $20. Ma gave them a $20 bill at the counter and we walked out and were like “why can’t American hospitals be this easy?”

One holdover from Obama is the removal of the pre-existing condition thing barring someone from coverage. I called my insurance before my surgery to answer questions about if it was due to a car accident or workplace injury (them wanting to get out of paying it obviously), and I said to the phone specialist “no this was a genetic condition where my nerve slipped out of the bone groove it should be in”….and as I was saying it my co-worker was like doing a “shut up” motion to me

Afterwards I asked him why he was saying shut up, and he said they could use the pre-existing thing to not cover you, since it pre-existed their coverage. I was like oh shit I heard about that, and we looked it up and this was undone during the obama admin and remains as something they are not allowed to do. So thanks Obama, and I mean that un-ironically

I also told my co-worker that the insurance got the report from my elbow doctor about the condition, so even if I lied and said it wasn’t pre-existing I dunno if that would have saved me
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  #624  
Old 01-26-2022, 02:33 PM
starkind starkind is offline
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Originally Posted by Jimjam [You must be logged in to view images. Log in or Register.]
I’m praying for you guys right now.

Your lives have value, and your health is worth investment so you can continue to add value

it’s darkest before the dawn - the storm can’t last forever.
Taking my health, health care, and life into my own hands as I've done before.

I ate a small fresh avocado salad.

I still feel like shit and downed a few nsaids. Today fucking sux.

You're right tho. Invest in your bodies. They are what you will use to carry your shields until your shields carry you.
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  #625  
Old 01-27-2022, 10:51 AM
Toxigen Toxigen is offline
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how many of you jabbies feel a little anxious now that the vaccine is clearly causing more harm than good?
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  #626  
Old 01-27-2022, 10:56 AM
F0rmsh1fter F0rmsh1fter is offline
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Originally Posted by Toxigen [You must be logged in to view images. Log in or Register.]
how many of you jabbies feel a little anxious now that the vaccine is clearly causing more harm than good?
They refuse to see it. Even once they do, they’ll never admit it. Kind of how they won’t admit biden is arguably to worst president we’ve had in our lifetime
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  #627  
Old 01-27-2022, 11:13 AM
Toxigen Toxigen is offline
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Originally Posted by F0rmsh1fter [You must be logged in to view images. Log in or Register.]
They refuse to see it. Even once they do, they’ll never admit it. Kind of how they won’t admit biden is arguably to worst president we’ve had in our lifetime
the pull of the cult is strong, especially when augmented by heavy propaganda ala media
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  #628  
Old 01-27-2022, 11:35 AM
Reiwa Reiwa is offline
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Originally Posted by F0rmsh1fter [You must be logged in to view images. Log in or Register.]
They refuse to see it. Even once they do, they’ll never admit it. Kind of how they won’t admit biden is arguably to worst president we’ve had in our lifetime
I think most of us recognize that a cadre of maladjusted NEETs are actively lying to us online about how "bad" things really are.
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  #629  
Old 01-27-2022, 11:38 AM
F0rmsh1fter F0rmsh1fter is offline
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Originally Posted by Reiwa [You must be logged in to view images. Log in or Register.]
I think most of us recognize that a cadre of maladjusted NEETs are actively lying to us online about how "bad" things really are.
It’s not just neets, it the majority of people repeating what the news tells them
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  #630  
Old 01-27-2022, 03:26 PM
robayon robayon is offline
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Originally Posted by Toxigen [You must be logged in to view images. Log in or Register.]
how many of you jabbies feel a little anxious now that the vaccine is clearly causing more harm than good?
Considering the amount of recreational drugs and research chemicals I put into my body in the decades before, I feel precisely the same. I have had two shots and a likely unnecessary booster.

Still havent had covid, or at least anything strong enough to merit anything but basic caution.
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