Home Ownership

[Jibartik]

I am having a hard time understanding the housing market.

I often hear this one response when someone points out that millennials can't afford to buy one:

It's supply and demand! Not enough houses to go around so the cost to buy one is way up!

But.. Am I the only one that is like, wait we're at maximum occupancy here? There are more people than homes can be built? :confused:

Like...

Are we at a lack of supply because we could have many more houses than we have, but we just wont build them?

Or are we at a lack of supply because we're reaching maximum occupancy and no mater how you shake it, we're screwed?

I just seem to think that if we have more demand than we have supply of homes, that it's not a solvable solution.

Do we think that new towns are going to open up in Nebraska and that will solve the housing issue?

I just dont see how supply of homes being a problem can just be fixed. :confused:

[Patriam1066]

I own three homes, my son owns three homes, etc

It’s a good investment to Airbnb a second home. Sorry that you have no money, but shit runs down hill sadly

[Patriam1066]

Make Airbnb illegal, that would help. My house in Utah is $800 a night during ski season

[Danth]

Do we think that new towns are going to open up in Nebraska and that will solve the housing issue?

Opposite problem, the plains regions are depopulating over time.

Another part of the problem with cost affecting young adults is all the mcmansions being built nowadays. Seldom is new construction the sort of 2 bedroom/1 bath starter-type homes that were so common a hundred years ago.

A lot of the more popular cities actually are running out of physical space for new construction. New York City has had that problem for a very long time but now a lot of other cities which didn't historically have that issue are running into it. Numerous west coast cities come to mind.

Danth

[Pulgasari]

I am having a hard time understanding the housing market.

I often hear this one response when someone points out that millennials can't afford to buy one:



But.. Am I the only one that is like, wait we're at maximum occupancy here? There are more people than homes can be built? :confused:

Like...

Are we at a lack of supply because we could have many more houses than we have, but we just wont build them?

Or are we at a lack of supply because we're reaching maximum occupancy and no mater how you shake it, we're screwed?

I just seem to think that if we have more demand than we have supply of homes, that it's not a solvable solution.

Do we think that new towns are going to open up in Nebraska and that will solve the housing issue?

I just dont see how supply of homes being a problem can just be fixed. :confused:

None of those things. Like Topgunben has alluded to, local zoning laws and safety/environmental regulations have made it unprofitable to construct most non-luxury housing.

I'll shutup and let him talk, cya later.

[Jibartik]

Make Airbnb illegal, that would help. My house in Utah is $800 a night during ski season

If I was a communist, I might say there should be a law that says no man has a right to own more than 1 or maybe at best 2 homes.

IF I was a communist :o

[Jibartik]

None of those things. Like Topgunben has alluded to, zoning laws and safety/environmental regulations have made it unprofitable to construct most non-luxury housing.

I'll shutup and let him talk, cya later.

You know what I find interesting though? its middle class housing that people cant afford, like basically it's oh if you want to buy a home, you have to live in the stix where non-luxury homes are built.

Im not saying people deserve luxury but if we define plumbing and a less than 1hr commute to down town as luxury then we might be at the end times.

(the stix are where these homes are:

I own three homes, my son owns three homes, etc


*snickers)

[Patriam1066]

My home in rice village is not at all in the stix weirdo. The ranch is obviously and the house in Utah is a vacation home outside park city

[Gustoo]

No we already have adequate laws. Its called zoning. Homes are residentially zoned. Owning a home for rental purposes and air B and B purposes is a commercial activity. We have specific local zoning for hotels and stuff, since they fuck neighborhoods we don't put them in the same places usually.

So just enforcing laws against big tech would be workable.

Also fixing the home loan system. Home loans are for people to become home owners, because we used to believe we didn't want everyone around us to be serfs. Home loans are now being used more like business loans, so they favor giving new home loans to people that already own homes, as collateral. These homes are then used for commercial purposes (rental, air B and B) and therefore should be part of a business loan process rather than a home loan process.

Theres a lot of pretty straight forward ways to help this, but like everything it means less profits for wealthy people so its hard to pass.

As it is, they allow corporations funded by china and other outside nations to buy american homes and collect rent from us, LOL. "they" being the legislative branch. So it's a big fat joke, since they clearly don't give a shit about making american life as good as possible for most people.

[Patriam1066]

Anyway, just answering your question. You can afford your own home if you aren’t trying to get ri¢h or die tryin on Bitcoin like a dumb ass rapper

[Jibartik]

Anyway, just answering your question. You can afford your own home if you aren’t trying to get ri¢h or die tryin on Bitcoin like a dumb ass rapper

Homes within the commute to my work are very difficult to obtain.

I think the answer is more nuanced as evidenced that they talk about this on the news and it isnt just me that is noticing this.

Also fixing the home loan system. Home loans are for people to become home owners, because we used to believe we didn't want everyone around us to be serfs. Home loans are now being used more like business loans, so they favor giving new home loans to people that already own homes, as collateral. These homes are then used for commercial purposes (rental, air B and B) and therefore should be part of a business loan process rather than a home loan process.

Theres a lot of pretty straight forward ways to help this, but like everything it means less profits for wealthy people so its hard to pass.

As it is, they allow corporations funded by china and other outside nations to buy american homes and collect rent from us, LOL. "they" being the legislative branch. So it's a big fat joke, since they clearly don't give a shit about making american life as good as possible for most people.

I feel like this is a big part of it too

That first bit seems like something the gov may try to change in the next decade or 2 I wonder. I could see political initiatives to help people get low interest rate loans backed by the gov if the economy keeps growing and the rates go up while the prices continue to soar.

[Nocht]

I live in a two story Dorito bag.

[Danth]

There's some element of demographics shift at work too, I suspect. A disproportionate number of people keep trying to move into the same handful of regions. There's no housing shortage around here locally. Just within my little unincorporated town there are several abandoned houses and several more which have been bulldozed (due to falling apart from disrepair) within the past 5 years. Houses which go up for sale not infrequently take months to sell, if they sell at all.

Inside the actual cities themselves, like Cleveland, entire neighborhoods are being bulldozed due to population loss. In some areas there are now fields where there were once rows of houses. This is the opposite of a housing shortage.

Danth

[Gatordash]

There's an eviction moratorium and the government is spending $40billion/mo on MBS for the past year, so no, you will not be able to afford a house for at least another ~15 months assuming Biden and the CDC don't extend the moratorium and continue to not hint at even hinting at tapering.

[hobart]

The median price of a home here is $1.5MM. The average is just under $1MM.

Now, question for the Trumptards, what do all of the expensive cities to live in have in common?

I do think it is unsustainable, but as someone who paid <$400K for my house a long time ago, I don't have the same concerns as someone who's just pulling into town.

Even my rental 12 miles away has almost doubled in value since I purchased in 2016. If my tenants weren't so nice I'd be selling this summer.

[zodium]

Are we at a lack of supply because we could have many more houses than we have, but we just wont build them?

yes.

[hobart]

Home loans are now being used more like business loans, so they favor giving new home loans to people that already own homes, as collateral. These homes are then used for commercial purposes (rental, air B and B) and therefore should be part of a business loan process rather than a home loan process.

This is not true for the most part. Some people do game the FHA loan program, but most people who buy residences to rent do put substantially more down than the type of people who would need programs to buy a home.

I never ended up pulling the trigger, but I was able to find a loan for a second home (that I could have rented out part time) with 15% down. Typically that's more like 20%-25%. Still, me putting down $120K on an $800K in a resort area is not the reason people can't afford homes.

[HalflingSpergand]

Homes are "purchased" via a scam called a mortgage whereby money is fabricated out of no where and create slaves. This creates many problems.

[zodium]

basically

https://i.imgur.com/7e8Nbzh.png

[Gatordash]

Homes are "purchased" via a scam called a mortgage whereby money is fabricated out of no where and create slaves. This creates many problems.

Ironically the more money they fabricate out of nowhere the more value your house is worth.

[Byue]

owners, because we used to believe we didn't want everyone around us to be serfs.

Actually, one could argue that debt incumbent homeowner don't go on strike.

Home ownership is very high in north America but average everywhere else because for what people say it is, it's not the safest investment you can make.


The problem with housing is that it is a necessity.
A lot like healthcare, it should have no business trying to make a profit.

Because look, I know I'm stupid and a fucking leftist but being a homeowner is not a job. Furthermore, if you rent your house to someone, you don't provide him with a house, he is providing you with one. (If we take the homeowners who wait for rent to pay the mortgage)


I just realized the USA rank very fucking low on homeownership charts lol. Last time I checked was so long ago, shit changed and so my pinion must also change.

[Gwaihir]

Actually, one could argue that debt incumbent homeowner don't go on strike.

Home ownership is very high in north America but average everywhere else because for what people say it is, it's not the safest investment you can make.


The problem with housing is that it is a necessity.
A lot like healthcare, it should have no business trying to make a profit.

Because look, I know I'm stupid and a fucking leftist but being a homeowner is not a job. Furthermore, if you rent your house to someone, you don't provide him with a house, he is providing you with one. (If we take the homeowners who wait for rent to pay the mortgage)
Correct, but homes require continuous investment and service personal which accomplish related tasks. Would they then be government workers? Plus, USSRs housing solution, with a careful consideration to avoid "western decadence" was more abhorrent than their cars. Why is my government house so much shittier looking than that guy's?! *Points at Zuckerberg*

[Byue]

Correct, but homes require continuous investment and service personal which accomplish related tasks. Would they then be government workers? Plus, USSRs housing solution, with a careful consideration to avoid "western decadence" was more abhorrent than their cars. Why is my government house so much shittier looking than that guy's?! *Points at Zuckerberg*

yes well, look, I don't point out Liberia to point out everything that doesn't go quite right with capitalism so it would be nice if Russia wasn't an example of what shit can be because capitalism can be great, but it can also mean you are the woman being enslaved and trafficked for sex so it has ups, and it has downs, we learned to live with the ups and avoid the downs is all.

plus, a political theory derived from Karl Marx, advocating class war and leading to a society in which all property is publicly owned and each person works and is paid according to their abilities and needs. is debatable, but not an entirely bad idea at face value.

Notwithstanding this, if you take a wealthy capitalist society under a president, say Kennedy and that president starts an open arm race, knowing full well the soviets will have to take funding from social project to fund the military and ultimately collapse under that weight, you obviously get shitty houses but are we talking about your new house in Siberia or the housing situation in the USA?

I merely said that housing is a tough topic because everyone absolutely need one of those.

And seriously, who can disagree that a homeowner waiting for rent to pay mortgage is not offering any services, we provide him/her with a free house she can collect from one day. Let's also evidently take away the homeowners who don't need your rent to pay the mortgage, those are either people like you and me, or big landlord like the Koch brothers, or ted turner and shit.

I didn't even go in the good or bad, it's just evidently happening.
Homeowners thinking they do a job or provide a service.

Also the continual investment you mentioned is why houses aren't the best investment you can make.
They are not bad but can be full of surprises, especially if you end up renting it.

[Pulgasari]

yes well, look, I don't point out Liberia to point out everything that doesn't go quite right with capitalism so it would be nice if Russia wasn't an example of what shit can be because capitalism can be great, but it can also mean you are the woman being enslaved and trafficked for sex so it has ups, and it has downs, we learned to live with the ups and avoid the downs is all.

plus, a political theory derived from Karl Marx, advocating class war and leading to a society in which all property is publicly owned and each person works and is paid according to their abilities and needs. is debatable, but not an entirely bad idea at face value.

Notwithstanding this, if you take a wealthy capitalist society under a president, say Kennedy and that president starts an open arm race, knowing full well the soviets will have to take funding from social project to fund the military and ultimately collapse under that weight, you obviously get shitty houses but are we talking about your new house in Siberia or the housing situation in the USA?

I merely said that housing is a tough topic because everyone absolutely need one of those.

And seriously, who can disagree that a homeowner waiting for rent to pay mortgage is not offering any services, we provide him/her with a free house she can collect from one day. Let's also evidently take away the homeowners who don't need your rent to pay the mortgage, those are either people like you and me, or big landlord like the Koch brothers, or ted turner and shit.

I didn't even go in the good or bad, it's just evidently happening.
Homeowners thinking they do a job or provide a service.

Also the continual investment you mentioned is why houses aren't the best investment you can make.
They are not bad but can be full of surprises, especially if you end up renting it.

Buying a 2nd house as a rental property increases the amount of housing available in the local market. It would otherwise sit unsold and noone could extract any utility from it.

[Gwaihir]

Private home ownership is fine, if the government would let the bubble pop. A housing market in congruence with 5 years of the median (not mean) earners income would be doable. Do some historical income:price ratio research. You'd be surprised on just how much it's changed.

In 2007/8/9 the government and banks bought up a ton of housing inventory, and in many cases are still sitting with it on the books, to this day due to the effect it would have on the real estate market if they released it.

Likewise, China has entire cities is doesn't even use.

[unsunghero]

Trumptard here, I bought my home with a FHA loan requiring only the 3.5% down. It’s 1400 sq feet 4 bed 2 bath and it was 215k when I bought it

I live in AZ which hasn’t been ruined by democrat policies. CA right next to us has been however. This means that tens of thousands of people from CA are migrating to my state

They are selling the tiny aluminum toolshed they lived in in CA for 500,000 and taking that and buying a 2 story 1800 sq foot 5 bed 2 bath home in az for the same price

Because of this rush, the value of homes, especially in my area which believe it or not is a nice part of town and not a trailer park as some on this forum believe, have gone way up

In the last year alone, my home has gone up from 215k to now 350k Zillow estimate

When I first bought it my mortgage was 1200/mo which I could not afford in my own. I first had a co-worker roommate paying 500/mo inc utilities (yeah I give good deals), and when he got a home with his gf then my cousin, his gf, and their kid moved in and started paying me 700/mo rent incl utilities

What was killing me was the mortgage insurance. $200/mo just being flushed down the toilet. So I refinanced with Rocket after I had put 20% down and got my monthly to 900/mo. Now I can afford to live on my own, just me and my cat and 3 rooms to store my stuff

Sorry ya’ll live in democrat cities. Don’t migrate to mine or if you do, don’t bring your failed politics with you

[Gwaihir]

Trumptard here, I bought my home with a FHA loan requiring only the 3.5% down. It’s 1400 sq feet 4 bed 2 bath and it was 215k when I bought it

I live in AZ which hasn’t been ruined by democrat policies. CA right next to us has been however. This means that tens of thousands of people from CA are migrating to my state

They are selling the tiny aluminum toolshed they lived in in CA for 500,000 and taking that and buying a 2 story 1800 sq foot 5 bed 2 bath home in az for the same price

Because of this rush, the value of homes, especially in my area which believe it or not is a nice part of town and not a trailer park as some on this forum believe, have gone way up

In the last year alone, my home has gone up from 215k to now 350k Zillow estimate

When I first bought it my mortgage was 1200/mo which I could not afford in my own. I first had a co-worker roommate paying 500/mo inc utilities (yeah I give good deals), and when he got a home with his gf then my cousin, his gf, and their kid moved in and started paying me 700/mo rent incl utilities

What was killing me was the mortgage insurance. $200/mo just being flushed down the toilet. So I refinanced with Rocket after I had put 20% down and got my monthly to 900/mo. Now I can afford to live on my own, just me and my cat and 3 rooms to store my stuff

Sorry ya’ll live in democrat cities. Don’t migrate to mine or if you do, don’t bring your failed politics with you

Yeah. Wife talks about AZ or UT, but I'm thinking Montana. I want to grow white oak and black walnut for a long term investment in high value timber. The walnut would take 30 years; a retirement bloom bequeathed to my wife who, let's be real, will probably outlive me. The white oak will take 70; an inheritance for the grandchildren

[Horza]

Failed politics are successfully taking over the whole country, Trump retard is an accurate description.

[unsunghero]

Yeah. Wife talks about AZ or UT, but I'm thinking Montana. I want to grow white oak and black walnut for a long term investment in high value timber. The walnut would take 30 years; a retirement bloom bequeathed to my wife who, let's be real, will probably outlive me. The white oak will take 70; an inheritance for the grandchildren

Montana sounds nice. I’m the outdoorsy type so I would like it there too

Summers are brutal in az. It’s our one big negative. Rest of the year weather is perfect, only gets down to like 60 degrees in the winter. But summers it’s 115-118. So hot when I jog outside I see no life other than dead birds. Everything is inside or under cover

[Byue]

Trumptard here, I bought my home with a FHA loan requiring only the 3.5% down. It’s 1400 sq feet 4 bed 2 bath and it was 215k when I bought it

I live in AZ which hasn’t been ruined by democrat policies. CA right next to us has been however. This means that tens of thousands of people from CA are migrating to my state

They are selling the tiny aluminum toolshed they lived in in CA for 500,000 and taking that and buying a 2 story 1800 sq foot 5 bed 2 bath home in az for the same price

Because of this rush, the value of homes, especially in my area which believe it or not is a nice part of town and not a trailer park as some on this forum believe, have gone way up

In the last year alone, my home has gone up from 215k to now 350k Zillow estimate

When I first bought it my mortgage was 1200/mo which I could not afford in my own. I first had a co-worker roommate paying 500/mo inc utilities (yeah I give good deals), and when he got a home with his gf then my cousin, his gf, and their kid moved in and started paying me 700/mo rent incl utilities

What was killing me was the mortgage insurance. $200/mo just being flushed down the toilet. So I refinanced with Rocket after I had put 20% down and got my monthly to 900/mo. Now I can afford to live on my own, just me and my cat and 3 rooms to store my stuff

Sorry ya’ll live in democrat cities. Don’t migrate to mine or if you do, don’t bring your failed politics with you

Are you trying to pin capitalism and the effect of accumulation on democrat policies?
No shit sherlock, that inernational buyers rush to buy houses in Cali before they buy the houses in fucking Hoenix / kidnappix arizona.
Have no doubt tho.
They coming.

[unsunghero]

Failed politics are successfully taking over the whole country, Trump retard is an accurate description.

Doesn’t matter. I’ll always be individually better off than you

[GinnasP99]

1LyqPdZjQTY

[Horza]

Doesn’t matter. I’ll always be individually better off than you

If you say so, self-described retard :p

[unsunghero]

Are you trying to pin capitalism and the effect of accumulation on democrat policies?
No shit sherlock, that inernational buyers rush to buy houses in Cali before they buy the houses in fucking Hoenix / kidnappix arizona.
Have no doubt tho.
They coming.

CA is the way it is because of their state policies. The people coming to AZ are almost entirely coming from CA. Or I guess every non-partisan realtor who isn’t a conservative and has no idea that I am that I’ve talked to recently is lying out their ass about where the demand for homes in AZ is coming from

I mean failed policies at a state level. But of course there’s failed at fed level but that’s a diff subject

[unsunghero]

If you say so, self-described retard :p

I was quoting the person in this thread who used the phrase trumptard

I’m better off on an individual level than him too

[hobart]

Trumptard here... my area which... is a nice part of town and not a trailer park as some on this forum believe...

Those two things aren't mutually exclusive?

Negative net migration in the last decade in CA was <1MM. The prior decade it was closer to 2MM.

People leaving CA has nothing to do with the state government and everything to do with cashing out. The reason that rate is declining is that the price of housing is increasing in the desirable places to live; here in Colorado for example.

Maybe your state will also be "ruined by democratic policies" and you'll gain some equity and can move somewhere backward and live happily ever after.

Also, $1,200.00 per month was too much? Sounds like you're poor. Why are you voting against your own self interests?

[Gravydoo II]

1200 a month is stupid. You could pay for a couple mortgages in my area. Also, trailers are cheap. Disposable. 10k, you got a roof over your head. Rent to own and shit. Hurricane comes, get a new one. lol

[hobart]

I was quoting the person in this thread who used the phrase trumptard

I’m better off on an individual level than him too

Pal, if you're struggling to make a $1200/month mortgage payment... My Amex bill for monthly discretionary spending is twice that. And I'm no Rockefeller.

You need to rethink your philosophy. You're that guy in the 92 Saturn with no AC, dents all over, and the "Rush is Right" sticker, aren't you?

[unsunghero]

Those two things aren't mutually exclusive?

Negative net migration in the last decade in CA was <1MM. The prior decade it was closer to 2MM.

People leaving CA has nothing to do with the state government and everything to do with cashing out. The reason that rate is declining is that the price of housing is increasing in the desirable places to live; here in Colorado for example.

Maybe your state will also be "ruined by democratic policies" and you'll gain some equity and can move somewhere backward and live happily ever after.

Also, $1,200.00 per month was too much? Sounds like you're poor. Why are you voting against your own self interests?

I make 55k/yr so no, unfortunately not. It would be great to get free food and free healthcare but turns out I don’t qualify and have to work for everything I get

And that’s weird because all news articles that I read talking about the exodus were mentioning high taxes and EPA regulations on new housing driving housing and cost of living prices beyond what people could afford as the main reasons people were leaving

But whatever helps you sleep at night

[Byue]

Doesn’t matter. I’ll always be individually better off than you

This is how you build a lasting legacy, a society that will most definitely stand the test of time.

[Gwaihir]

I was quoting the person in this thread who used the phrase trumptard

I’m better off on an individual level than him too

That's because even if they were to dole out everyone the same income, twitch, Netflix, prime video, mobile game, and onlyfans subscriptions, alcoholism and drug addiction are expensive habits.

In a utopic society, he would get extra since he has extra needs.

[Gravydoo II]

Hey now, those plastic panels on saturns dont dent. lolol

Remember those commercials where they whacked golf balls into the side of em?

[Horza]

And that’s weird because all news articles that I read talking about the exodus were mentioning high taxes and EPA regulations on new housing driving housing and cost of living prices beyond what people could afford as the main reasons people were leaving

But whatever helps you sleep at night

I thought you Trump retards didn't listen to the mainstream media.

[Gwaihir]

Hey now, those plastic panels on saturns dont dent. lolol

Remember those commercials where they whacked golf balls into the side of em?

Lol

[unsunghero]

I thought you Trump retards didn't listen to the mainstream media.

You have to take in all information. I could debate your side better than you. I could create a new account, claim to be a hardcore liberal, and ya’ll would be quoting every talking point I made with glee

Edit: my job is also 99% liberal, and I’ve been in this field for 13 years now. I’ve talked with far smarter liberals than Horza on a daily basis

[Horza]

You have to take in all information. I could debate your side better than you. I could create a new account, claim to be a hardcore liberal, and ya’ll would be quoting every talking point I made with glee

I'm not even a liberal, mister observant.

[Gwaihir]

This is how you build a lasting legacy, a society that will most definitely stand the test of time.

No, that is accomplished by smoking weed and binge drinking throughout your 20s. Spending everything you've got on "rent" (but that other 25$/day doesn't count)

[Byue]

I make 55k/yr so no, unfortunately not. It would be great to get free food and free healthcare but turns out I don’t qualify and have to work for everything I get

And that’s weird because all news articles that I read talking about the exodus were mentioning high taxes and EPA regulations on new housing driving housing and cost of living prices beyond what people could afford as the main reasons people were leaving

But whatever helps you sleep at night

Admittedly, you read conservatives news so what else are they going to say?
Aren't you the one pushing hard about the fake media?
Why believe them when they push your narrative, I thought all media was the enemy of the people. (except the one approved by orange cheetah)

So tell me, when the population boom and the middle of the fucking desert have a lot of people living in it brought in by low taxes, what do you think is going to happen?

Usually, taxes will raise not because of democrats but because you will be forced, as your metro grows, to offer more services, more varied services. Because you ow have to build a bigger water treatment plant. Because you have to do this, and that because you have all these people and you can't build for the current demand because you are still attracting new people so it must be bigger and now you're a city and oh noes, your taxes are high and there are enough people to blame it on "the other side".

Also, do you know the Beggar thy neighbour politics/policies?
Arizona is playing this.
Doesn't usually end well, for rather obvious reasons.

Beggar thy neighbour (https://en.wikipedia.org/wiki/Beggar_thy_neighbour)

In economics, a beggar-thy-neighbour policy is an economic policy through which one country attempts to remedy its economic problems by means that tend to worsen the economic problems of other countries.

[hobart]

You have to take in all information. I could debate your side better than you. I could create a new account, claim to be a hardcore liberal, and ya’ll would be quoting every talking point I made with glee

Edit: my job is also 99% liberal, and I’ve been in this field for 13 years now. I’ve talked with far smarter liberals than Horza on a daily basis

All this knowledge, $55K/year, and still single?

And it only took you 13 years to advance up to $55K. John Galt, is that you?

[unsunghero]

I'm not even a liberal, mister observant.

My bad, progressive. Sure love Biden though, and I hear he’s moderate as F

[unsunghero]

All this knowledge, $55K/year, and still single?

And it only took you 13 years to advance up to $55K. John Galt, is that you?

Sorry, greed doesn’t drive my life like it does yours. I guess we are just wired differently

I’d rather make less in a job I enjoy. I’m very comfortable in my lifestyle, and 55k/yr is living better than hmm 90% of planet earth? Something like that

And not being married =/= single. I don’t want to have a gf move in until we are soon to be married, and I don’t see myself getting married anytime soon

As much as enjoy it, I’ll stop talking about me. Going on a run, check ya’ll later

[Gwaihir]

55k is fairly run of the mill for income throughout the US. Look at the median wage in the Bay Area

In 2018, the median family income was roughly $108,000 in the Oakland-Fremont Metro and $121,000 in the San Francisco Metro for a family of four.

Considering this usually denotes two earners, figure 55 to 60k/year.

This would be what we call the "proletariat" class. Proliteriats aren't former convicts with addiction problems and a spotty employment history at best. Hope this helps.

[hobart]

Sorry, greed doesn’t drive my life like it does yours. I guess we are just wired differently

I’d rather make less in a job I enjoy. I’m very comfortable in my lifestyle, and 55k/yr is living better than hmm 90% of planet earth? Something like that

And not being married =/= single. I don’t want to have a gf move in until we are soon to be married, and I don’t see myself getting married anytime soon

As much as enjoy it, I’ll stop talking about me. Going on a run, check ya’ll later

Anyone who isn't a failure now is greedy? And all successful people hate their jobs?

You do sound like a liberal!

[Horza]

My bad, progressive. Sure love Biden though, and I hear he’s moderate as F

I prefer socdem but it's an improvement over Teppler dropping a bunch of hard Js and talking about fucking pigs.

[unsunghero]

Anyone who isn't a failure now is greedy? And all successful people hate their jobs?

You do sound like a liberal!

Middle class are failures? I dunno what that would be, I can’t claim a rich conservative because even we aren’t that dense

How about you redistribute some of that income to me? I know that since you have more you must have gotten it unfairly, something about taking advantage of the poor to get it? Let’s practice a little of that socialism you love

[unsunghero]

It’s ok, you don’t have to give it to me, I already claimed not to be poor

You care for the less fortunate and have lots of disposable income, how about you put your money where your mouth is and make a donation? Charity of your choice. Prove you aren’t greedy with your wealth

[Byue]

My bad, progressive. Sure love Biden though, and I hear he’s moderate as F

Do labelling people help you sleep?


How about you redistribute some of that income to me? I know that since you have more you must have gotten it unfairly, something about taking advantage of the poor to get it? Let’s practice a little of that socialism you love

Is this your idea of socialism?

Boy will you get upset when I tell you about the parasite class at the top, not really working and reaping your hard work as their benefits.

[Pulgasari]

Pal, if you're struggling to make a $1200/month mortgage payment... My Amex bill for monthly discretionary spending is twice that. And I'm no Rockefeller.

You need to rethink your philosophy. You're that guy in the 92 Saturn with no AC, dents all over, and the "Rush is Right" sticker, aren't you?

Eat

[hobart]

Middle class are failures? I dunno what that would be, I can’t claim a rich conservative because even we aren’t that dense

How about you redistribute some of that income to me? I know that since you have more you must have gotten it unfairly, something about taking advantage of the poor to get it? Let’s practice a little of that socialism you love

That was an energizing run! We'll add world class speed to your resume.

Everyone not stupid enough to vote for Donald Trump is a socialist. I bet the idea makes perfect sense in your world where Democrats ruin the places where all the people that have more money than you live, but it's not true.

The thing that prompted me to change my registration to independent in 2016 was how smug and self-assured the literally most stupid among us were. I guess the GOP is reaping what it hath sown for sitting by while Fox News and talk radio weaponized stupidity and justified it by the fact that they were winning elections.

[unsunghero]

That was an energizing run! We'll add world class speed to your resume.

Everyone not stupid enough to vote for Donald Trump is a socialist. I bet the idea makes perfect sense in your world where Democrats ruin the places where all the people that have more money than you live, but it's not true.

The thing that prompted me to change my registration to independent in 2016 was how smug and self-assured the literally most stupid among us were. I guess the GOP is reaping what it hath sown for sitting by while Fox News and talk radio weaponized stupidity and justified it by the fact that they were winning elections.

I haven't gone yet. I decided to scrape together some of my meager funds and make a donation. How about you amass some of that wealth and match it? Charity of your choice though

Let's see who's greedy and who's not. I put my money where my mouth is, and you happen to have a LOT more money than me

This challenge goes for any liberal here, but only ones who make more than me. If you make less, you are exempt

[Byue]

You care for the less fortunate and have lots of disposable income, how about you put your money where your mouth is and make a donation? Charity of your choice. Prove you aren’t greedy with your wealth

nothing says I am a staunch conservative like forcing people to prove shit to strangers on internet because freedom and fuck authoritarian libs but do what I say or you suuuuuuuck!


Do you charity if you give money out of a dare? and other questions Gwaihir would ask in his pretend to be a philosopher voice.

[hobart]

You care for the less fortunate and have lots of disposable income, how about you put your money where your mouth is and make a donation? Charity of your choice. Prove you aren’t greedy with your wealth


I'm getting a fight club vibe here. I think you just might be that smart liberal you work with.

I'm not wealthy just because I make more money than you. And what makes you think I don't give to charity?

[unsunghero]

I'm getting a fight club vibe here. I think you just might be that smart liberal you work with.

I'm not wealthy just because I make more money than you. And what makes you think I don't give to charity?

Because I just did and you won't. Link the proof then if you have in the past. Weird you can't spare a measley $20 though...to prove me wrong right now. And here I thought you had oodles of money?

[Pulgasari]

I haven't gone yet. I decided to scrape together some of my meager funds and make a donation. How about you amass some of that wealth and match it? Charity of your choice though

Let's see who's greedy and who's not. I put my money where my mouth is, and you happen to have a LOT more money than me

This challenge goes for any liberal here, but only ones who make more than me. If you make less, you are exempt

Quotable image, uploads have the big gay.

https://www.project1999.com/forums/attachment.php?attachmentid=14836&stc=1&thumb=1&d=1621912211

[unsunghero]

nothing says I am a staunch conservative like forcing people to prove shit to strangers on internet because freedom and fuck authoritarian libs but do what I say or you suuuuuuuck!


Do you charity if you give money out of a dare? and other questions Gwaihir would ask in his pretend to be a philosopher voice.

Nope, I have in the past when I've felt compelled

Doing it on a dare is better than never at all btw

[Byue]

Because I just did and you won't. Link the proof then if you have in the past. Weird you can't spare a measley $20 though...to prove me wrong right now. And here I thought you had oodles of money?

wow this is kind of weird.
this e-penis thing is turning into a dare to donate to the charity of your choice and ... it's weird but please continue.

Edit: just know that just like being vegan, donating to charity does not make you a better person.
Otherwise we would all be lesser men than Bill Gates and we collectively agree that this is not the case.

[unsunghero]

wow this is kind of weird.
this e-penis thing is turning into a dare to donate to the charity of your choice and ... it's weir but please continue.

"It's getting crazy in here guys! It feels like a fight club! This guy is e-peen flexing and challenging me, and it's going to result in charity being slightly better off than they were before! It's fucking dangerous in here guys!"

[Gravydoo II]

20 to see my e-penis. I want some stupid bitcoin though. Or uhhh... maybe cashapp?

[unsunghero]

now i'm really leaving brb

[Topgunben]

I am having a hard time understanding the housing market.

I often hear this one response when someone points out that millennials can't afford to buy one:



But.. Am I the only one that is like, wait we're at maximum occupancy here? There are more people than homes can be built? :confused:

Like...

Are we at a lack of supply because we could have many more houses than we have, but we just wont build them?

Or are we at a lack of supply because we're reaching maximum occupancy and no mater how you shake it, we're screwed?

I just seem to think that if we have more demand than we have supply of homes, that it's not a solvable solution.

Do we think that new towns are going to open up in Nebraska and that will solve the housing issue?

I just dont see how supply of homes being a problem can just be fixed. :confused:

supply needs to be above demand in order for their to be equilibrium. The issue is, and I mean this with all due respect, people are leaving liberal shit hole cities en masse for safer and more respectable living conditions.

This migration was caused by several things, most notably:
1) Black Lives Matter Riots
2) CHAZ and Portland riots (or similar)
3) Defunding, or a push to defund police
4) Draconian Covid restrictions
5) The realization of being able to work from home

The above reasons are why lumber prices and building materials are so expensive right now. There simply arent enough homes in the areas people want to live/move to, so new homes are in high demand.

People do not want to live in California, the state lost upwards of 180,000 people last year.

[Horza]

wow this is kind of weird.
this e-penis thing is turning into a dare to donate to the charity of your choice and ... it's weird but please continue.

Shut it, better they're giving money to the Red Cross than harassing female Twitch streamers or something.

[Gwaihir]

Quotable image, uploads have the big gay.

https://www.project1999.com/forums/attachment.php?attachmentid=14836&stc=1&thumb=1&d=1621912211
I hope that is not vaccine-contaminated blood. Apparently, Red Cross is now segregating blood contaminated by the vaccine.

[Pulgasari]

People do not want to live in California, the state lost upwards of 180,000 people last year.

Not net. I don't deny 180k left, it's a pointless claim, but there's more humans there now.

-California/Population (2019)
39.51 million (2019)

-Population, Census, April 1, 2020 39,538,223

-39.7 million residents
California (U.S. state abbreviation is 'CA') is a western state of United States, borders Nevada and Arizona to the east, Oregon to the north, Pacific Coast in the west. California population in 2021 is estimated to be 39.7 million residents

[Byue]

supply needs to be above demand in order for their to be equilibrium. The issue is, and I mean this with all due respect, people are leaving liberal shit hole cities en masse for safer and more respectable living conditions.

This migration was caused by several things, most notably:
1) Black Lives Matter Riots
2) CHAZ and Portland riots (or similar)
3) Defunding, or a push to defund police
4) Draconian Covid restrictions
5) The realization of being able to work from home

The above reasons are why lumber prices and building materials are so expensive right now. There simply arent enough homes in the areas people want to live/move to, so new homes are in high demand.

People do not want to live in California, the state lost upwards of 180,000 people last year.



supply needs to be above demand in order for their to be equilibrium.


demand in order for their to be equilibrium.

order for their to be

their to be

An intellectual has entered the forum



Learn English dude

[hobart]

Because I just did and you won't. Link the proof then if you have in the past. Weird you can't spare a measley $20 though...to prove me wrong right now. And here I thought you had oodles of money?

Right, despite me continually saying "I'm not rich", you think I have oodles of money. It's the same as your political view, you think things despite empirical evidence otherwise.

https://i.imgur.com/ynwSeXY.jpg

The place I donated is small and you can look up donors on the website, so that's all you're going to get.

What bothers me the most here is that I don't feel like I can promote the charity without fear of being doxed by some degenerate. And just to be clear, that sentiment is not targeted at anyone specifically.

[Byue]

What bothers me the most here is that I don't feel like I can promote the charity without fear of being doxed by some degenerate. And just to be clear, that sentiment is not targeted at anyone specifically.

bro I'm scared because there is not a tons of people that fit my description in-game and I noticed the amount of invites severely dropping and even my guild is acting weird with me so you're definitely correct to be scared about tangible actions that could be taken against you. I fear two or three posters, IRL but I know the rest are people with strong opinion, not bad apples.

Also guys, donate to charity because you can, and you want to, not because you feel pressured into it.
Again, there is some posters here who I genuinely believe to be bad apple but the rest of u are just people with strong opinions.
Yet, I don't think we would leave someone to die in the streets, do nothing in the face of oppression, etc.
Come on, we are really into our camp, our opinion but I doubt even Unsunghero would leave grandma have a heart attack on the ground without doing anything.

let's give each other some credit.
Granted, I am Canadian, fuck me but guys, you cannot have the best and greatest country on earth if half of it is filled with "idiots" from the other side.
America first also mean hate canada together, but lift yourselves together, too.

[Pulgasari]

these swangs stink of new money 🤡

[Byue]

these swangs stink of new money 🤡

it would have been preferable to slowly slide into a recession.

or let 1-3% of world population die like a true conservative?

[Topgunben]

An intellectual has entered the forum

Thank you

[Byue]

Thank you

topkek

[unsunghero]

Right, despite me continually saying "I'm not rich", you think I have oodles of money. It's the same as your political view, you think things despite empirical evidence otherwise.

https://i.imgur.com/ynwSeXY.jpg

The place I donated is small and you can look up donors on the website, so that's all you're going to get.

What bothers me the most here is that I don't feel like I can promote the charity without fear of being doxed by some degenerate. And just to be clear, that sentiment is not targeted at anyone specifically.

Yeah, location and date not listed.....but I'll give you the benefit of the doubt and assume you aren't faking

And I feel ya on the doxx'ing, I actually didn't realize my full name was on the first donation pic I uploaded. But I'm not too worried about any of you crazies stalking me. It would be the first time I ever had a stalker

You have balls sir. Bravo. Let's even it up. It does appear I will lose any further donation war though...

[Pulgasari]

Yeah, location and date not listed.....but I'll give you the benefit of the doubt and assume you aren't faking

And I feel ya on the doxx'ing, I actually didn't realize my full name was on the first donation pic I uploaded. But I'm not too worried about any of you crazies stalking me. It would be the first time I ever had a stalker

You have balls sir. Bravo. Let's even it up. It does appear I will lose any further donation war though...

I saw it but have no interest in bothering you! :D

[Byue]

I saw it but have no interest in bothering you! :D

nobody, I hope, here is bad enough for that.

2-3 posters who are wild, yeah but only 1 of those 3 were active tonight so I'd say you are safe.

[Patriam1066]

Right, despite me continually saying "I'm not rich", you think I have oodles of money. It's the same as your political view, you think things despite empirical evidence otherwise.

https://i.imgur.com/ynwSeXY.jpg

The place I donated is small and you can look up donors on the website, so that's all you're going to get.

What bothers me the most here is that I don't feel like I can promote the charity without fear of being doxed by some degenerate. And just to be clear, that sentiment is not targeted at anyone specifically.

Why is the black woman fat? That’s racist

[Byue]

Why is the black woman fat? That’s racist

are you insinuating black people can't be fat? That's racist.

I also want to point out that people are super excited to find out they can work from home and they will be super excited to learnt hat if they can work from home, it also means someone else working from home but a home that is cheaper by the hour can replace them.
So for now, a lot of newfound freedom through work from home and soon, when those jobs disappear, the cities that banked on this move because of low taxes will be in a lot of trouble.

Prices go up when demand surge but so it goes down, one way or another, one day, when too many houses are for sale with not enough buyer. (until international buyers come in because capitalism)
Especially when people lose their at home job and realize that the new city they live in is cheap in taxes but offer no services and has a small actual job market not able to absorb them.

Beggar thy neighbour!

[HalflingSpergand]

All of it is top down changes made for the slaves. Its not organic. So what is the point of causing inflation of our money? Who is filling the homes in CA if they are moving to your grandma's house in Az? Most importantly, since you already live in a shit hole, where the fuck are you going? I know the answer but I'm not telling.

Btw negative interest rates

[Gwaihir]

No donations for me atm. I gave my cousin my tithe this month to bury his dad (500$)

Renal failure.

Went to see my aunt and it looks like she's trying to drink herself to death. Told her to sell her mobile home and come live with us. Might have to float her lot fees next month so as not to have her losing her house immediately after her dog and her husband.

Real problems. Not imagined sleights conjured out of envy

[Mblake1981]

Why is the black woman fat? That’s racist

are you insinuating black people can't be fat? That's racist.

Patriam eyes Byue

Byue eyes Pat

..Byue reaches for his trademark bageutte with hidden blade, like a cane sword only French.

[Bearsnowls]

In a sense, we're working on it. Most people in our age group are riddled with student loan debt, both of us included. Unless you're brilliant or got some of daddy's money, you're in student loan debt. Privilege, you know.

[Gustoo]

..Byue reaches for his trademark bageutte

That hard sourdough crust makes a good handle. Now I want a baguette sword.

[Byue]

Now I want a baguette sword.

dude I don't think anyone is not severely wanting a fucking baguette sword after reading this.

hon hon, less duel witt-tt h-our bag-hett!

[Gatordash]

I thought this was a thread where we complain about housing prices.

Can't wait til June 30th when we can start the process of kicking 11 million freeloader families out of their homes. Should really crash the market.

[Jibartik]

So far the solution is the plot to hunger games.

"stop trying to live in district 1" :o

[Byue]

I thought this was a thread where we complain about housing prices.

Can't wait til June 30th when we can start the process of kicking 11 million freeloader families out of their homes. Should really crash the market.

Whoever is happy about expelling people out of their house is a fucking whackjob, change my mind.

Can right and left unite on this?


I like the stoicism of republicans.

They see the wall coming but instead of trying to veer like democrats, they're like FUCKING BRACE! and got to respect that. I mean I would steer away from the wall, or break but you do you.

[Mblake1981]

hon hon, less duel witt-tt h-our bag-hett!

Well gahhlee, look at this stripey shirt feller.

[Byue]

Well gahhlee, look at this stripey shirt feller.

stripes and beret is ze only way

[Mblake1981]

stripes and beret is ze only way

hon hon hon

[Patriam1066]

So far the solution is the plot to hunger games.

"stop trying to live in district 1" :o

Australia has made it harder for Chinese to buy homes in Australia

I’m 88% on board with that happening here in America. It’s not like they made their money legitimately anyway

[Byue]

Australia has made it harder for Chinese to buy homes in Australia

I’m 88% on board with that happening here in America. It’s not like they made their money legitimately anyway

Sounds like regulation and market manipulation which is not very fee market capitalism of you.

Why do you want to prevent people from buying shit, there is only one law.

supply and demand.

Fucking socialist wimps who want hands out and government intervention.


It’s not like they made their money legitimately anyway

Not like the USA made their money legitimately either.
Back of slaves, back of dictators put in place against the will of locals and now, even going so far as stealing the resources of the countries you invade. (https://www.foxcarolina.com/news/us_and_world/iraq-estimates-that-150-billion-of-its-oil-money-has-been-stolen-from-the-country/article_85941a95-b101-5fa0-84ca-d33418f93b3f.html)

[Jibartik]

Australia has made it harder for Chinese to buy homes in Australia

I’m 88% on board with that happening here in America. It’s not like they made their money legitimately anyway

I lived in a city that gave up 30% of its housing sales in 1 year to Chinese investment banks and then there was a housing crisis there and we blamed the tech bro's because we cant stand white people lol

[Byue]

I lived in a city that gave up 30% of its housing sales in 1 year to Chinese investment banks and then there was a housing crisis there and we blamed the tech bro's because we cant stand white people lol

so you guys got unhappy with capitalism's long term effect how sad.
don't have capital, you're not a capitalist. step aside for those with money.

Because if we have money, it certainly means we are better people.
And the land deserves to be owned by better men than you.

I lived in a city that gave up 30% of its housing sales in 1 year to Chinese investment banks

Is the data pulled out of your ass or is there actual data on this?
Still. If a very rich american bought all the houses, would it be a problem?

Sound like a whiney socialist who can't afford housing.

[Jibartik]

No we got unhappy with democratic elected city officials that were offloading property as quickly as they could in the name of progress.

Capitalism isnt "firesale everying to the highest bidder" you colonizer

[Byue]

No we got unhappy with democratic elected city officials that were offloading property as quickly as they could in the name of progress.

Capitalism isnt "firesale everying to the highest bidder" you colonizer


Can you pull a profit?
Then do so.

Looks like the houses were on sale, how can you blame democrats, were all the houses on sale by democrats?

I thought you lived in a red state, why blame democrats?
Why not taking an ounce of responsibilities like a grown man?


Also, fairly certain capitalism is not about buying high to sell low.
I don't think you understand capitalism as well as you think you do.

[Jibartik]

You sure say "I thought" a lot.

You know who says that a lot?

People who are wrong a lot.

[Pulgasari]

I thought this was a thread where we complain about housing prices.

Can't wait til June 30th when we can start the process of kicking 11 million freeloader families out of their homes. Should really crash the market.

Attention rentoids - no pay no stay! :cool:

[Byue]

You sure say "I thought" a lot.

You know who says that a lot?

People who are wrong a lot.

I rather say I thought and be wrong.

Than say things out of my ass and be wrong like you.
The difference between you and I, is that I know that I know nothing.

The ancient Oracle said that I was the wisest of all the Greeks. It is because I alone, of all the Greeks, know that I know nothing

[Jibartik]

The difference between you and I, is that I know that I know nothing.

No, I know that you know nothing too.

[Byue]

No, I know that you know nothing too.

you're so uneducated and ignorant, it's barely funny anymore.

you.. don't know this quote? (and what it means)

[Pulgasari]

you're so uneducated and ignorant, it's barely funny anymore.

you.. don't know this quote? (and what it means)

was it a stupid science bitch?

[Byue]

I guess?

[Patriam1066]

Sounds like regulation and market manipulation which is not very fee market capitalism of you.

Why do you want to prevent people from buying shit, there is only one law.

supply and demand.

Fucking socialist wimps who want hands out and government intervention.




Not like the USA made their money legitimately either.
Back of slaves, back of dictators put in place against the will of locals and now, even going so far as stealing the resources of the countries you invade. (https://www.foxcarolina.com/news/us_and_world/iraq-estimates-that-150-billion-of-its-oil-money-has-been-stolen-from-the-country/article_85941a95-b101-5fa0-84ca-d33418f93b3f.html)

Conquest is legitimate. That’s why you speak piss poor English

[Byue]

Conquest is legitimate. That’s why you speak piss poor English

Then conquer.
Show your colours.

Don't cry like a baby when the rule of the game aren't to your liking anymore.

Why do you want to prevent people from buying things with their hard earned cash?
What are you, a commie?

[Patriam1066]

I lived in a city that gave up 30% of its housing sales in 1 year to Chinese investment banks and then there was a housing crisis there and we blamed the tech bro's because we cant stand white people lol

Sadly, Australia is governed in a more pragmatic fashion. We see Trump is anti-China and we assume it’s racial or something nefarious, when in fact the Chinese state and people have an insidious plan for the world like looks much like a uyghur death camp

[Jibartik]

who the left says was colonizers:

christians
canadians
americans
jews
spanish
english
romans
greeks
persians
egyptians
germans
russians
chinese
new zeelanders
australians
etc

who the left thinks should give up and concede:

jews

makesyathink.jpg

[Patriam1066]

Then conquer.
Show your colours.

Don't cry like a baby when the rule of the game aren't to your liking anymore.

Why do you want to prevent people from buying things with their hard earned cash?
What are you, a commie?

A market economy has rules, the Chinese do not play by those rules and therefore should be denied access to the market

I also support Glass-Steagal. I’m also an ardent capitalist and think George S. Patton was the reincarnation of Jesus Christ

Anything else you’d like to know?

[Gustoo]

Whoever is happy about expelling people out of their house is a fucking whackjob, change my mind.




Agreed

About China - if USA Corporations could do the same in china, or compete fairly against chinese companies in any field whatsoever, than it would be more reasonable. As it is, they are playing by a different set of rules, so they should not be allowed to participate without restrictions in markets abroad.

Copyright violation, actively seeking to steal IP..these things get you kicked off the table.

[Byue]

Sadly, Australia is governed in a more pragmatic fashion. We see Trump is anti-China and we assume it’s racial or something nefarious, when in fact the Chinese state and people have an insidious plan for the world like looks much like a uyghur death camp

I mean, Americas plan for south america was dictators and military juntas.
Much of the same for Africa and the middle East, really, don't you know Saudi Arabia is the biggest ally of the US in the middle East.

Seriously, you americans need to understand that the rest of the world is played by either america, or the chinese.

We want neither but you being scared of what china could do makes me laugh because you forget what you already do.

Like Elon Musk tweeted, we will coup whoever we want! Deal with it.

Fucking commies masquerading as a right winger trying to prevent people from buying shit.

[Patriam1066]

Damn, Byue is rubbing off on me. Now I can’t speak English!

SAD!!!

[Patriam1066]

Sorry you lost frenchie, you tried to have an empire but Britain dunked on you

And now you’re illiterate in two languages. SAD BIGLY!

[Gustoo]

Sadly, Australia is governed in a more pragmatic fashion. We see Trump is anti-China and we assume it’s racial or something nefarious, when in fact the Chinese state and people have an insidious plan for the world like looks much like a uyghur death camp

And all of trumps actions are pro china and russia

1. shit all over nato (help russia, chinas pal)
2. shit all over and fired US Foreign service

result: China power increases, Russia power increases

Trump : supports our enemies.

[Byue]

A market economy has rules, the Chinese do not play by those rules


Does the US play by those rules?
Usually, if a country says no, no it is.

Why you gotta coup and install dictators?

Why you gotta have monopolies?

Why do you invade Iraq instead of buying oil like everyone else?
And more importantly, why is my country subsidizing yours?
Every country on earth is subsidizing the US economy by buying oil through US currency.
Last person who tried to change that was promptly... coup. Bye Gaddafi, fuck your ideas.

Why you spy on virtually everyone on earth trough the NSA?
And why are there armed drones in my country's airspace right now.

You are just a commie who can't afford housing

[Patriam1066]

And all of trumps actions are pro china and russia

1. shit all over nato (help russia, chinas pal)
2. shit all over and fired US Foreign service

result: China power increases, Russia power increases

Trump : supports our enemies.

I don’t disagree, but it is time to remove China from the WTO and stop trading with them, as they don’t play by the rules

[Patriam1066]

Does the US play by those rules?
Usually, if a country says no, no it is.

Why you gotta coup and install dictators?

Why you gotta have monopolies?

Why do you invade Iraq instead of buying oil like everyone else?

The US makes the rules. Sorry you have zero aircraft carriers and drive a mini that has the same motor as your wife’s vibrator

[Patriam1066]

https://youtu.be/oB2_j7c0d70

[Gatordash]

Whoever is happy about expelling people out of their house is a fucking whackjob, change my mind.

Can right and left unite on this?


I like the stoicism of republicans.

They see the wall coming but instead of trying to veer like democrats, they're like FUCKING BRACE! and got to respect that. I mean I would steer away from the wall, or break but you do you.
Maybe have some fiscal responsibility and don't buy what you can't afford. Or just buy whatever you want and let the government bail you out of it. Actually that seems to be working better.

[Jibartik]

Why do you invade Iraq instead of buying oil like everyone else?

just because your disgusting backward ass hillbilly colonist country wants to rape the land for tar sands and poison the earth processing it.

Doesnt mean that's a good idea.

take a day off and go club a seal like your ancestors.

[Byue]

The US makes the rules. Sorry you have zero aircraft carriers and drive a mini that has the same motor as your wife’s vibrator

ex wife*

Also, you don't make the rules.
International agreements make rules.


Any other answer show how much you don't give a shit bout the rules unless someone else brea them.

Which mean you are a fucking commie snowflake who wants to make it harder for people to buy things with their hard earned cash.

The future f the republican party is people who want regulations and a hard cap on buying things.

Who knew.

just because your disgusting backward ass hillbilly colonist country wants to rape the land for tar sands and poison the earth processing it.

Doesnt mean that's a good idea.

take a day off and go club a seal like your ancestors.


Thing is, America has a really dark history, going to there is a bad idea Jibardick.

Go kill some native women and children like your ancestors, you Americans are really good at it. Go rape one of your slaves. (but please don't be so American that you become another Columbine shooter)

[Patriam1066]

She left you because you haven’t bought your F-35s. Today is a new day, bend the knee before America, the land of the free and the home of the brave

[Byue]

, bend the knee before America, the land of the free and the home of the brave

land of the fees and home of the slaves*

[Nocht]

Everybody brings up the native americans but nobody thinks about Bigfoot and the plight of his people.

[Pulgasari]

It's a contradiction and that's ok, Byue.

Gotta live somewhere.

[Byue]

Everybody brings up the native americans but nobody thinks about Bigfoot and the plight of his people.

Actually tons of Americans are concerned about big foot. (https://www.youtube.com/watch?v=wsXhk1xmYAI)

This youtube channel is very good.

[Patriam1066]

land of the fees and home of the slaves*

By this time next year, you will be purchasing F-35s. See you on the battlefield. You will be going in first like the other noncitizen servants of the Empire

[Byue]

By this time next year, you will be purchasing F-35s. See you on the battlefield. You will be going in first like the other noncitizen servants of the Empire

Eh, we will end up fighting, the US is such a poor steward of its resources, inevitably there will be water wars and resources wars and my country is resource rich.

You will find that for the past 300 years, Canadians have tried to assimilate us and did not succeed and I know you hear Cnadians but 200 of those years were british rule and those guys were pretty successful everywhere else but here.

There is no need to buy the F-35 you will disable in 3 secs with your secret codes.
Plus its a very shitty airplane.
The Russians shown us the way, on how to beat a much stronger enemy.

You want these resources?
Sorry we ruined them.

Hell if rice or poppy farmers can beat you, we can too.

[Jibartik]

Eh, we will end up fighting, the US is such a poor steward of its resources,

why because we're not ripping every last drop of ours out of the countryside we stole from the indigenous like your hillbilly asses are out in the stix?

[Patriam1066]

The Russians had lend lease, and also haven’t won a war since they fought the ottomans

Drugs

[Byue]

why because we're not ripping every last drop of ours out of the countryside we stole from the indigenous like your hillbilly asses are out in the stix?

Like seriously bruv, do you think your country was inhabited or does the trail of tears the water you did not steal?

Seriously.
You try so hard but like your cuntry has a much darker history than mine.
Plus last time we fought, we burned down your little white house so don't mess.

The Russians had lend lease, and also haven’t won a war since they fought the ottomans

Drugs

You mean you obviously take drugs because from what I can gather, Russians were in Berlin much before the allies.

And last I checked, Crimea is now part of Russia.

When was the last war you won?
Afghanistan?
Iraq the second?
Iraq the first?
Vietnam?
Korea?

The war you won most easily was when you fought other Americans and also, when you slaughtered native women and children.
Very skilled at that but I think even lesser men, especially lesser men, are good at that.

[Patriam1066]

The Israelis purchased the F-35. That doesn’t happen if it were shitty ya dunce

[Jibartik]

Like seriously bruv, do you think your country was inhabited or does the trail of tears the water you did not steal?

Seriously.
You try so hard but like your cuntry has a much darker history than mine.
Plus last time we fought, we burned down your little white house so don't mess.

Your country is so fucked up, after steeling all the land from the indiginous, you start mining tar sands after you squeezed out what oil you had left...

THEN to make matters worse

you try to run a pipeline through OUR indigenous land.

Your country's culture is like a deasil machine of destruction chewing through the earth since its inception all the way to today.

Your healthcare is not free, it's payed for by spewing black oil all over the highest bidder.

[Patriam1066]

Lend-lease

June 6th, 1944

Russians ain’t shit

[Byue]

Your country is so fucked up, after steeling all the land from the indiginous, you start mining tar sands after you squeezed out what oil you had left...

THEN to make matters worse

you try to run a pipeline through OUR indigenous land.

Your country's culture is like a deasil machine of destruction chewing through the earth since its inception all the way to today.

Your healthcare is not free, it's payed for by spewing black oil all over the highest bidder.

I know you guys circle jerk each others, but this is dumb even from a republican perspective, right?

Can anyone tell this walking joke how America came to be?
What it does to its native and what shale is?

[hobart]

Eh, we will end up fighting, the US is such a poor steward of its resources, inevitably there will be water wars and resources wars and my country is resource rich.

You will find that for the past 300 years, Canadians have tried to assimilate us and did not succeed and I know you hear Cnadians but 200 of those years were british rule and those guys were pretty successful everywhere else but here.

There is no need to buy the F-35 you will disable in 3 secs with your secret codes.
Plus its a very shitty airplane.
The Russians shown us the way, on how to beat a much stronger enemy.

You want these resources?
Sorry we ruined them.

Hell if rice or poppy farmers can beat you, we can too.

Getting tired of killing people with no result is not the same as getting beaten. In a land war, America takes that ass like a horny moose at your stag and doe.

Look at how your population is distributed. Everybody in Canada gravitates to the border. You get as close to the united states as you possibly can just hoping that one day you too can be great.

Don't worry, I get what it's like. My neighbor has a new McLaren. I get to look at it when he pulls it out in the driveway during the day on weekends. I'm waiting for him to invite me for a ride so I can decline pretending I don't care. But he knows the truth...

[Mblake1981]

A market economy has rules, the Chinese do not play by those rules and therefore should be denied access to the market

I also support Glass-Steagal. I’m also an ardent capitalist and think George S. Patton was the reincarnation of Jesus Christ

Anything else you’d like to know?

Yft-D9mfNgw

[Byue]

Look at how your population is distributed. Everybody in Canada gravitates to the border. You get as close to the united states as you possibly can just hoping that one day you too can be great.



Some lesser men have theorized that the climate above a certain latitude is very cold but if you want to believe what you just wrote, be my guest?

Also, not being beaten is not the same as winning either.
Did you achieve any of the stated goal?
Well, Vietnam is not communist. (anymore).

[Mblake1981]

I know you guys circle jerk each others, but this is dumb even from a republican perspective, right?

Can anyone tell this walking joke how America came to be?
What it does to its native and what shale is?

You are assuming he is Canadian? :o

[Jibartik]

It being cold, is that why your country is trying to terraform the planet by pumping filthy tar sands into the air so that all that ice melts?

[Gwaihir]

Every day. Instead of buying a pack of cigarettes, 2 40s and a dub, put that 35$ into a Roth IRA.

Buy VTI shares within the Roth.

Repeat that for 2.5 years.

Now you have a down payment on a house, pussy.

[Patriam1066]

Yft-D9mfNgw

That’s my favorite movie. I think I’ll watch it again tonight

[Byue]

It being cold, is that why your country is trying to terraform the planet by pumping filthy tar sands into the air so that all that ice melts?

seriously, are you an environmentalist now?
Someone need to tell this guy that the US, under orange bigly has left the accords the whole planet took together.
You know.
To lower emissions.


It's like you're trying to gotcha me with stuff that is actually terrible, I hate pollution without realizing that your country does massively worse.

oooooooook?
"G club a seal like your ancestor!"

haha got byue so much.

yo wtf you think your ancestors were doing?
They had slaves, man, fucking human slaves.

Would rather piss in my own mouth than own a slave.
Shit so depraved.
Like republicans these days go berserk over wearing a mask like my body my choice, can you imagine having slaves?!

[Jibartik]

That’s my favorite movie. I think I’ll watch it again tonight

that movie was the begining of intersectional non binaryism in the military.

"you cant hit a soldier!"

sad.

:o

[Byue]

that movie was the begining of intersectional non binaryism in the military.

"you cant hit a soldier!"

sad.

:o


You never served, and have no intentions of serving.
Even pussies like me served.

Also, not sure what non binarism have to do with not hitting a soldier.
I'm sorry, if I hit you, do you work better?

Why would it make a different incentive here what the fuck.

You are assuming he is Canadian? :o

He's obviously dumb so 10/10, guaranteed american.

[Patriam1066]

You’re deaf I thought, how did you serve? Handing out baguettes?

[Byue]

You’re deaf I thought, how did you serve? Handing out baguettes?

eh. not handing them, making them. (https://forces.ca/en/career/cook/)

Was born without an eardrum in my left ear.
I have a plastic dome now.
I can hear fine enough for the army because they just want warm bodies.

Cue in the hate.

Human need food and soldiers need food just as much as they need ammo and a gun.
Take any of these out, the soldiers cannot perform.

P.S: it was commissioned members back when I served. We learned in Afghanistan that you can privatize the army and Harper tried but the people wanted none of it, especially the soldiers after tasting Haiburton's food so here we are now, not quite privatized but not a soldier's job anymore.

[Jibartik]

lol byue is a baby killer!

[Mblake1981]

That’s my favorite movie. I think I’ll watch it again tonight

...2,000 years ago

l7ER08F9rGo

[Byue]

lol byue is a baby killer!

Any right wingers want to pick this up?
He's saying this because I served.

Anyone want to show some troops appreciation?
Jibardick now really sound like a whiny lib calling soldiers baby killers.
Yet defending Israel all the same.

Not sure if he understand how Marjorie Green Taylor he sound like.

[Jibartik]

haha I knew you would bring it back to your antisemetism before I had to. Babykilling colonizer.

[Byue]

Babykilling colonizer.

you talking about the founding fathers?

[Danth]

...

I think the surprise stems more from national difference: Some folks might be surprised you had the opportunity to join at all. Depending on the era the U.S. military would disqualify people from serving for a lot less reason than your partial deafness. I knew guys who were DQ'd because of trivial non-issues like minor sleep apnea or fully-healed highschool sports injuries. Granted due to my age I'm decades out of date and maybe it has changed.

Danth

[Gwaihir]

I wish I would've served.
It would've toughened me up.
Steeled my resolve.

Taught me discipline!

All things that would've helped me resist the temptation of the swine flesh....
Alas

[Jibartik]

you talking about the founding fathers?

im talking about literally every society on earth

but you only want 1 to pay for it

disgusting

[Byue]

I think serving has taught me a lot.
Discipline, yes, maybe but the most important thing: to remain cool.

Like you can yell at me and call me names, I will smile and keep doing my shit.
What goes around me, I have no control over but what goes inside me, I can and will, control that shit.
And as a cook in a civilian life, wow this is gold.

It taught me to face my fears.
Man, CQ is one hell of a ride.
I am a lib, never held a gun before in my life, never really did any sports either.
(I do love running and walking though, was always in the top times an it shown even more when it was muddy)

Was a shock. Especially how they train you to shoot. It's very pervasive. At first, it's big rectangular target practices and slowly, that rectangle take shape. I'm VERY happy I never saw action. I'm very small, and I have a lot to prove so I would probably be dead if I did and I' really not sure how I would react having to shoot at an actual human being. I probably would not have unless in severe danger. which as it turns out, is pretty damn normal (https://www.youtube.com/watch?v=zViyZGmBhvs).

Still. Lots of european exercises. Joint exercises with our southern friends.
You guys are very good at military.


Sad Jibardick think soldiers are baby killers.
I thought right wingers supported the troops.

[Evia]

Make Airbnb illegal, that would help. My house in Utah is $800 a night during ski season

Nice man I live in UT! Where is your UT home?

[Gwaihir]

Raise property taxes to pay to build homes for the poor that they won't be able to afford the property taxes on.

*Derp

[Jibartik]

maybe start with no property tax, and increase it exponentially based on the number of homes you own?

I just dont know if I think home ownership should be the great and safe investment hustle it is. I know it makes lots of people lots of money for very little education and labor, but is that really what we need?

[Byue]

Raise property taxes to pay to build homes for the poor that they won't be able to afford the property taxes on.

*Derp

solution? stop this and leave the poor to die on the street.

or, or, let me try this: modulate taxes so the newly built house don't have the same high taxes. (they actually already do that but you know, I wanted to show you that you don't throw the baby with the water, you just throw the water)

maybe start with no property tax, and increase it exponentially based on the number of homes you own?

I just dont know if I think home ownership should be the great and safe investment hustle it is. I know it makes lots of people lots of money for very little education and labor, but is that really what we need?

socialist scum.

[Gwaihir]

maybe start with no property tax, and increase it exponentially based on the number of homes you own?

I just dont know if I think home ownership should be the great and safe investment hustle it is. I know it makes lots of people lots of money for very little education and labor, but is that really what we need?

The housing is in a bubble the government refuses to let pop because they are protecting their tax revenue investment, which is supported by the boomer generation protecting their retirement

[Byue]

The housing is in a bubble the government refuses to let pop because they are protecting their tax revenue investment

and not at all because people lives are at play and because people need somewhere to live if you are to establish a capitalist society based on consumerism.

nono.


You guys are so weird like America best country!


Then proceed to show us how corrupt your country is.

Weird.

[Jibartik]

The housing is in a bubble the government refuses to let pop because they are protecting their tax revenue investment, which is supported by the boomer generation protecting their retirement

I cant wait for that bubble pop ima be like this. (https://www.youtube.com/watch?v=bw9CALKOvAI)

[Gwaihir]

I cant wait for that bubble pop ima be like this. (https://www.youtube.com/watch?v=bw9CALKOvAI)

....
I'm worried about you

[Jibartik]

Why?

[Byue]

I cant wait for that bubble pop ima be like this.

Bro, you are poor.
What do you think will happen when the bubble pop?
Tons of people will get evicted, rental will go through the roof because of this and rich fucks aka the real capitalists, not you, will sweep in and buy everything because it's now low.

Fucking garbage brain you got there mate.

[hobart]

The housing is in a bubble the government refuses to let pop because they are protecting their tax revenue investment, which is supported by the boomer generation protecting their retirement

Where do you live that you pay federal taxes on real estate ownership?

That doesn't make any sense.

[Byue]

Republicans don't need to make sense, they just need to say things that sound like it makes sense.

Who is going to fact check?
Orange cheetah said it was a beautiful day during his inauguration and it was clearly raining. We're dealing with this sort of people.

[Jibartik]

local governments are part of the same country the fed controls guys, he's saying the fed wuldnt enact some law to reduce it's local governments from making heafty tax revenue

quit trying to get your panties in a bunch so hard by mincing words

[Pulgasari]

Did someone say property tax reform? (https://en.wikipedia.org/wiki/Georgism)

[Byue]

Did someone say property tax reform? (https://en.wikipedia.org/wiki/Georgism)

Sounds like socialism.

The United States of America is a capitalist country.
Since there are no slaves anymore, poor people work and rich fucks earn profits.
Simple. Why you wanna change this?

[Patriam1066]

Nice man I live in UT! Where is your UT home?

Outside park city

[Patriam1066]

Sounds like socialism.

The United States of America is a capitalist country.
Since there are no slaves anymore, poor people work and rich fucks earn profits.
Simple. Why you wanna change this?

We have rules still my dude

Seek Christ and a correct definition of capitalism

[Jibartik]

cool logo

[Patriam1066]

you talking about the founding fathers?

The founding fathers were less terrible than those who came before them, hence the system they created. Our task is to do better than those who came before us as well, not apply our morality to the past

This is very basic stuff. Yours is an exercise in futility. Have fun with that, I’ll be chilling on Mars with the hot Canadian women

[Pulgasari]

cool logo

https://i.imgur.com/ZWCuG1N.jpg

[Horza]

Georgism is absolutely socialist.

[Gatordash]

An actual answer/advice from the guy who wrote the book on housing futures in the small chance someone was interested~

https://finance.yahoo.com/news/robert-shiller-home-prices-to-fall-and-cause-some-pain-103750858.html?.tsrc=fin-srch

[Jibartik]

To be fair I have heard that for over 10 years. But I hope he's right!

[RecondoJoe]

In America soon the death rate will be greater than the birth rate. Empty houses will become more and more common.

[zodium]

Georgism is absolutely socialist.

https://i.imgur.com/xKlFFSx.jpg

[Byue]

I remember my first job as a baker.
I would come in, focus an dedicate my craft to making the most exquisite cakes, cupcakes, macarons, ice cream and so forth.

I would take 100$ worth of products and turn it into a few grand worth of baked goods.
I mean, they sold six macarons for 15$, I would make 500-800 a day.

And then, I would realize that I had been paid 90$ for that (eh, I was much younger and minimum wage was different) and I realized then that the real moochers aren't who you think it is.

That the American description of socialism where you work hard and people who didn't work at all come and take your hard work's benefits applied mostly to capitalism and my boss.

I realized that I could make the company 3-4k a day, only for them to pay me 90$ a day.

And I started being a leftist ever since.

I make the economy go round, you make the economy go round and anyone just investing money in the stock market to get richer is a sycophant of our hard work.

I mean be my guest, hate me but this is logical.
The real moochers are the rich.

And the worst are the landlords who think it's a job.
Owning a house you wait rent for to pay mortgage with is not a fucking job.
Your tenant are doing you a solid.

[Gwaihir]

I remember my first job as a baker.
I would come in, focus an dedicate my craft to making the most exquisite cakes, cupcakes, macarons, ice cream and so forth.

I would take 100$ worth of products and turn it into a few grand worth of baked goods.
I mean, they sold six macarons for 15$, I would make 500-800 a day.

And then, I would realize that I had been paid 90$ for that (eh, I was much younger and minimum wage was different) and I realized then that the real moochers aren't who you think it is.

That the American description of socialism where you work hard and people who didn't work at all come and take your hard work's benefits applied mostly to capitalism and my boss.

I realized that I could make the company 3-4k a day, only for them to pay me 90$ a day.

And I started being a leftist ever since.

I make the economy go round, you make the economy go round and anyone just investing money in the stock market to get richer is a sycophant of our hard work.

I mean be my guest, hate me but this is logical.
The real moochers are the rich.

And the worst are the landlords who think it's a job.
Owning a house you wait rent for to pay mortgage with is not a fucking job.
Your tenant are doing you a solid.

Because the electricity, workman's comp, ADA compliancy, lease, water, equipment, bookkeeping, advertising, packaging, unemployment insurance, payroll tax, and liability insurance for sue-happy people has no cost.

And....most restaurants fail, my dude. Open up your own bakery; most of them are owner operated. You already have all the experience to succeed, get to it hoss. And once you do get it up and running, do it at material-cost only. After all, it's a charity. Don't pay yourself. That would be morally evil.

[Pulgasari]

Because the electricity, workman's comp, ADA compliancy, lease, water, equipment, bookkeeping, advertising, packaging, unemployment insurance, payroll tax, and liability insurance for sue-happy people has no cost.

And....most restaurants fail, my dude. Open up your own bakery; most of them are owner operated.

Hey man if you can't afford to pay electricity, workman's comp, ADA compliancy, lease, water, equipment, bookkeeping, advertising, packaging, unemployment insurance, payroll tax, and liability insurance, you don't deserve to have a business.

[Gwaihir]

Hey man if you can't afford to pay electricity, workman's comp, ADA compliancy, lease, water, equipment, bookkeeping, advertising, packaging, unemployment insurance, payroll tax, and liability insurance, you don't deserve to have a business.

Exactly. And don't forget, you're not to receive any pay for this operation. Once you've invested all the costs, the company exists to pay the labor a 100% linear translation of their processing materials into end product as salary at 90% commission. You can use it as a write off against your wealth tax.

Hopefully you didn't finance anything for the company along the road either, because there's nothing left for paying that back, but then again (((banks))) are an evil for-profit institution that should be lending money for free also.

[Horza]

Because the electricity, workman's comp, ADA compliancy, lease, water, equipment, bookkeeping, advertising, packaging, unemployment insurance, payroll tax, and liability insurance for sue-happy people has no cost.

And....most restaurants fail, my dude. Open up your own bakery; most of them are owner operated. You already have all the experience to succeed, get to it hoss. And once you do get it up and running, do it at material-cost only. After all, it's a charity. Don't pay yourself. That would be morally evil.

Exactly. And don't forget, you're not to receive any pay for this operation. Once you've invested all the costs, the company exists to pay the labor a 100% linear translation of their processing materials into end product as salary at 90% commission. You can use it as a write off against your wealth tax.

Hopefully you didn't finance anything for the company along the road either, because there's nothing left for paying that back, but then again (((banks))) are an evil for-profit institution that should be lending money for free also.

https://i.imgur.com/IvpLb0K.jpg

[Gwaihir]

Another option is. You can invest all of those costs up front, and then when you hire your first employee you owe him 50% profit sharing, and 50% ownership of the company.

Your second employee would then get 25% profit sharing, and 25% owner ship (half of your remaining half) or maybe you can negotiate with your partner for you to split the bill, but don't count on it. After all, YOU are the one that wanted the second employee, so.....

[Gravydoo II]

I like how you have to make up an alternate time line of exactly how a business does not work. Makes you sound really stupid, like you dont understand anything at all.

[Gwaihir]

I like how you have to make up an alternate time line of exactly how a business does not work. Makes you sound really stupid, like you dont understand anything at all.

Actually, that is exactly what the dipshit making macaroons doesn't understand in this scenario. Obviously you've never worked in accounting administration. There are a ton of costs beyond materials and labor. Sorry you're too stupid to understand that.

When you make and sell wood products out of your house, are you allocating a percentage of your power bill, a percentage of your mortgage (rent), amortizing your equipment, allocating a percentage of your communications costs, and tracking web advertising costs, the material costs, as well as the consumable materials like sanding discs, nails etc to write off against your cash-flow profit, or are you just stealing from the rest of us by pocketting the cash flow and not reporting it on your taxes?
Are you using accounting software which would be expendable, as well as qualifying your PC as an expense.

Are you submitting your expected 1099-misc withholdings quarterly like you're legally required to so as well?

Can I come over to your place and use all your equipment? I'll bring my own wood,so it doesn't cost you anything.

[Gwaihir]

If anything, the list I provided is not nuanced enough, as there are other costs that pop up as well. Does your lease agreement on the bakery require you to repair and maintain the building, plumbing etc?

[Gwaihir]

In other words, running a business is not like when you're flipping heroin.

All this talk of baked goods made me hungry. So I bought a dozen macaroons for 3.99 at Safeway.

[Gravydoo II]

No business has EVER started from a home. Never happened. All business start exactly as you said, yep. Dumb as fuck.

Nobody has ever balanced a budget. Nobody has ever maintained an inventory, filed taxes, or worked in finance. Nobody has ever balanced the books for their dads AC curb business. Nobody has ever opened a bank account or gotten a credit card in the name of the business. Nobody has ever used a spread sheet before. You must be the ONLY ONE whos ever had a job or registered for a DBA, corp, or LLC. You're the only one.

I bet you invented keeping the receipt from the gas station too.

If you want to see my dick you can pay for it at my onlyfans like everyone else. You want to check the taxes on that?? Am I a 1099 employed by myself selling pictures of my cock or what?? Or is that just income?? Its mostly outcome. Get it?

[Gwaihir]

Sounds to me like you're a tax evader. Stealing food right out of the mouths of brown children (who need it, because let's face it, imagine how much shittier your life would be if you were brown)

[Penish]

Isn't business like cost over sales or something hard? I'm probably wrong

[Gwaihir]

Isn't business like cost over sales or something hard? I'm probably wrong

Essentially. Although "costs" can be pernicious, unexpected, overlooked, or disallowed from full application towards the expense statement, requiring partial application or written off over time. Things that escape the feeble "I turn 1$ of stuff into 5$ mindset". And sometimes you just have to eat the costs. Like when your dipshit employees drop a $30,000.00 la marzocco espresso machine when lifting it into your customer's truck.

[Pulgasari]

Isn't business like cost over sales or something hard? I'm probably wrong

Dunno man.

https://i.imgur.com/gA4ksqy.jpg

[Penish]

lol

[Topgunben]

I remember my first job as a baker.
I would come in, focus an dedicate my craft to making the most exquisite cakes, cupcakes, macarons, ice cream and so forth.

I would take 100$ worth of products and turn it into a few grand worth of baked goods.
I mean, they sold six macarons for 15$, I would make 500-800 a day.

And then, I would realize that I had been paid 90$ for that (eh, I was much younger and minimum wage was different) and I realized then that the real moochers aren't who you think it is.

That the American description of socialism where you work hard and people who didn't work at all come and take your hard work's benefits applied mostly to capitalism and my boss.

I realized that I could make the company 3-4k a day, only for them to pay me 90$ a day.

And I started being a leftist ever since.

I make the economy go round, you make the economy go round and anyone just investing money in the stock market to get richer is a sycophant of our hard work.

I mean be my guest, hate me but this is logical.
The real moochers are the rich.

And the worst are the landlords who think it's a job.
Owning a house you wait rent for to pay mortgage with is not a fucking job.
Your tenant are doing you a solid.

There are so many expenses beyond your payroll. There are cost of goods, overhead, insurance, taxes, loss of goods, finance costs, just to name a few.

Not to mention the headaches that come with running a business. For you, you got $90 a day whether a muffin was sold or not. The owner took all the risk and so therefore will take all the reward.

And if you say, "the reward is not commensurate with the output of work that the owner has performed" My answer would be, why don't you do it yourself? The truth is you wont do it yourself, probably because it is harder than you are willing to admit.

I am actually surprised at how simple minded this comment was from you, because even though you are typically an asshole, you don't come off as low-IQ.

[Gwaihir]

There are so many expenses beyond your payroll. There are cost of goods, overhead, insurance, taxes, loss of goods, finance costs, just to name a few.

Not to mention the headaches that come with running a business. For you, you got $90 a day whether a muffin was sold or not. The owner took all the risk and so therefore will take all the reward.

And if you say, "the reward is not commensurate with the output of work that the owner has performed" My answer would be, why don't you do it yourself? The truth is you wont do it yourself, probably because it is harder than you are willing to admit.

I am actually surprised at how simple minded this comment was from you, because even though you are typically an asshole, you don't come off as sub-IQ.
I like how when I explained HOW TO (legitimately) start up a business from home, suggesting the kind of expenses Gravydoo would not want to overlook when record keeping expenses against his sales he just got butthurt, because he's trying to evade taxes entirely, with his side hustle.

Super ironic considering he's a leftist.

[hobart]

I like how when I explained HOW TO (legitimately) start up a business from home, suggesting the kind of expenses Gravydoo would not want to overlook when record keeping expenses against his sales he just got butthurt, because he's trying to evade taxes entirely, with his side hustle.

Super ironic considering he's a leftist.

You voted for Donald Trump. No one with a brain is going to take your advice seriously. Disqualifying event.

[Gwaihir]

Anyhow, on a personal note, I think everyone should have a side hustle they evade taxes on. Just saying, it's super ironic for a pro big-government socialist to be running a side hustle off the books. It reveals how their actual actions are incongruent with what they profess to believe in, so strongly that they feel it prudent to foist the yoke of a burden they won't even take upon themselves upon others without consent to make themselves feel better about that dissonance.

Kind of like how Gravydoo and Horza aren't vaccinated yet they've populated 20 or 30 pages on these forums promulgating others HAVE to. (And it's free)

But what do I know. I fuck pigs, and worship "God's faggot son."

[Topgunben]

Anyhow, on a personal note, I think everyone should have a side hustle they evade taxes on. Just saying, it's super ironic for a pro big-government socialist to be running a side hustle off the books. It reveals how their actual actions are incongruent with they profess to believe in, and foist upon others to make themselves feel better about that dissonance.

It's how leftists operate, "do as I say, not as I do"

https://www.youtube.com/watch?v=XGKe_cqalwg

[Topgunben]

You voted for Donald Trump. No one with a brain is going to take your advice seriously. Disqualifying event.

Did you vote for Biden?

[Gwaihir]

I think if you buy a house and you rent out a room to help meet the first few years of the mortgage till you get past the PMI threshold, you shouldn't have to report that as income on your taxes, however that is illegal, even though leftists in these big cities who do this rarely if ever do that themselves. In San Jose, i've personally seen several dozen people renting out the shed they built in their backyard and I'd bet dollars to donuts they aren't reporting that on their taxes despite being 80% democrat voters skirting housing code in the process.

[Horza]

Kind of like how Gravydoo and Horza aren't vaccinated yet they've populated 20 or 30 pages on these forums promulgating others HAVE to. (And it's free)

But what do I know. I fuck pigs, and worship "God's faggot son."

lol Trump lost

[Gwaihir]

lol Trump lost

We all did. You're just too stupid to realize that, chatbot.

Got get vaccinated.

[Horza]

We all did. You're just too stupid to realize that, chatbot.

Please won't you think of the white race, Teppler? :p

[Patriam1066]

Them not being vaccinated is chicken shit BIGLY

[Gwaihir]

Please won't you think of the white race, Teppler? :p

Vaccine. Now. You're killing grandma, bigot!

[Patriam1066]

I personally hope white people don’t go extinct. Most nonwhites look like shit, exceptions are colombians Brazilians Venezuelans and Lebanese

[Penish]

Math sais were gonna be all brown, yup.

[Gwaihir]

I personally hope white people don’t go extinct. Most nonwhites look like shit, exceptions are colombians Brazilians Venezuelans and Lebanese

In Islamic eschatology, the end of times denotes Men will be responsible for upwards of fifty women. I'd take one of each. Abos, Haitians, and subsaharans who can't straighten their hair need not apply.

Also, it's important to remember that while whiteoids have genetic bank for some real smoke shows, over 50% are haggard, morbidly obeast, and or tallowed in makeup to disguise their hideous genetics. Choose carefully, fren.

[hobart]

But what do I know. I fuck pigs, and worship "God's faggot son."

Congratulations on Step One. One day at a time...

Did you vote for Biden?

It was him or Kanye, so yeah. Duh.

[Mblake1981]

Vaccine. Now. You're killing grandma, bigot!

#kidsincages no longer trends daily.

[Patriam1066]

Y’all have proof Jesus was gay? Seems like a bunch of malarkey to me

[hobart]

#kidsincages no longer trends daily.

Turns out the way you conduct business as usual that disproportionately affects people of one race/nationality/culture draws more attention when you're openly racist. Who knew?

Another example of Trumps incompetence (lack of a filter and impulse control) getting in his own way.

[Jibartik]

Y’all have proof Jesus was gay? Seems like a bunch of malarkey to me

https://www.tiktok.com/@emmalinecs/video/6966905230722075906?lang=en&is_copy_url=0&is_from_webapp=v1&sender_device=pc&sender_web_id=6872118017591346693

[Pulgasari]

https://www.tiktok.com/@emmalinecs/video/6966905230722075906?lang=en&is_copy_url=0&is_from_webapp=v1&sender_device=pc&sender_web_id=6872118017591346693

lol dude

[Horza]

If you want to really blow their minds tell them Jesus was brown.

[Gravydoo II]

Jesus came to me in the spirit, told me he was gay. God came to me in a dream, told me jesus was gay. It was told to me as a whisper on the wind. Im a prophet.

Literally all the proof they needed for the bible.

[Gravydoo II]

Oh and this.
Hillary Clinton: “The only years that anybody's ever seen were a couple of years when he had to turn them over to state authorities when he was trying to get a casino license, and they showed he didn't pay any federal income tax.”

Donald Trump: “That makes me smart.”

[vegam]

IRONICALLY, the same people whining about not having affordable homes to buy are also the same people who elect local politicians that want a bunch of expensive "feel good" programs that raise everyone's property taxes. They make the problem worse by creating conditions where only wealthier people can own homes instead of working class people.

People are literally taxed out of their homes in many places in the US. AND buyers aren't able to buy homes in areas where the property taxes are soul crushing.

If I did not earn my VA home loan, I would not have been able to buy a house. Join the Military and earn your VA home loan.

[Mblake1981]

Turns out the way you conduct business as usual that disproportionately affects people of one race/nationality/culture draws more attention when you're openly racist. Who knew?

Another example of Trumps incompetence (lack of a filter and impulse control) getting in his own way.

But there are still #kidsincages. The argument wasn't that Trump or Obama built the cages. The argument was there were kids in cages right this very minute. Edit: non-political argument. Kids are in cages.

Trump has been out of office for 4 months. You can no longer blame it on Obama or Trump. :o

[Mblake1981]

cBKCWJF1b0g

[Gravydoo II]

When you beat off to kids in cages... think about it constantly. Talk about it constantly. We get it. We got it 2 months ago. You're into kids.

[Pulgasari]

Kids are in cages.

Trump has been out of office for 4 months. You can no longer blame it on Obama or Trump. :o

Adjudication takes a minute at scale.

[Mblake1981]

When you beat off to kids in cages... think about it constantly. Talk about it constantly. We get it. We got it 2 months ago. You're into kids.

Dude you are nasty with that. I am pointing out that all fuss about it stopped. I didn't create the hashtag. You are pissed because you have no answer for it either, so stfu queef. :o

Adjudication takes a minute at scale.

I am sure there are at least an arm's length list of reasons why. Here, lemme poke your other eye out.

[Pulgasari]

I am sure there are at least an arm's length list of reasons why. Here, lemme poke your other eye out.

The law is a plodding ass. I know you want to ride the mechanical bull but it's 10AM on Shabbat, have some class.

[Mblake1981]

The law is a plodding ass. I know you want to ride the mechanical bull but it's 10AM on Sabbat, have some class.

see above.

All I read are excuses and places to hide. You could have chosen not to respond on Sabbat, thanks for stepping into the dungeon.

[Gravydoo II]

You bring it up every hour on the hour.
You've mentioned it hundreds of times. Literally.

You can only point at someone else and say "they are gay" so many times before everyone realizes you're just trying to cover for your own shit..

We get it. You're into it. You blew your cover you pedo fuck.

[Mblake1981]

You bring it up every hour on the hour.
You've mentioned it hundreds of times. Literally.

You can only point at someone else and say "they are gay" so many times before everyone realizes you're just trying to cover for your own shit..

We get it. You're into it. You blew your cover you pedo fuck.

So you have kept up with it at least in part, did you catch the posts where I mentioned why I was doing it? I just did it again and you were here for that so you have no more excuses with this line of bullshit. :o

[Gravydoo II]

The guy who supports and actual pedophile in donny rape, who was friends with an actual pedophile in epstein, who put the kids in the cages, is crying about kids in cages. You protest too much... Dont know why I didnt see this earlier. Birds of a feather... Dude loves trump, trump loved epstein, constantly CONSTANTLY talks about children in cages... Epstein loved kids in cages, too. Imagine that.

[Mblake1981]

The guy who supports and actual pedophile in donny rape, who was friends with an actual pedophile in epstein, who put the kids in the cages, is crying about kids in cages. You protest too much... Dont know why I didnt see this earlier. Birds of a feather... Dude loves trump, trump loved epstein, constantly CONSTANTLY talks about children in cages... Epstein loved kids in cages, too. Imagine that.

looney toons

[Gravydoo II]

Hes even PM'd me pics, videos, articles and all kinds of shit about kids in cages. He COLLECTED that trove of shit he sent me. Like, who does that??

[Mblake1981]

Hes even PM'd me pics, videos, articles and all kinds of shit about kids in cages. He COLLECTED that trove of shit he sent me. Like, who does that??

Cecily said something similar to that when I got the advantage. Both of which are bald faced lies and its obvious, dumb, ugly and stupid. :o

[Disease]

Oh and this.
Hillary Clinton: “The only years that anybody's ever seen were a couple of years when he had to turn them over to state authorities when he was trying to get a casino license, and they showed he didn't pay any federal income tax.”

Donald Trump: “That makes me smart.”

When you incorporate and dont take a check, you dont pay taxes.... Donald trump didnt change the tax code, its been this way since the late 80s.

[Gravydoo II]

Republicans see the law as a cudgel to be used against their enemies. They will break the law without regard, like trump did, then they will cry a river of tears if they even suspect someone else broke the law. They will even use that as justification for their law breaking, after the fact.

Was making a point that trump is under investigation for TAX FRAUD after he said "it makes me smart".

https://www.investopedia.com/taxes/trumps-tax-reform-plan-explained/

He did change the tax code. Now many business's are on the hook for those taxes he said were sooooo great for people. Remember that payroll tax cut??

The problem: Employers are worried about the administrative burden. Plus, they’re concerned they may be liable for the taxes of employees who have changed jobs. And lastly, if Congress refuses to forgive the taxes, companies will be on the hook for a huge tax bill next year.

While companies await guidance on how to implement the President’s executive order, Treasury Secretary Steve Mnuchin said in an interview on Wednesday that he can’t force firms to stop withholding those taxes. Some tax experts say that companies will be disinclined to take the chance.

NAM involvement: In remarks yesterday to NAM members, IRS Commissioner Chuck Rettig urged companies to continue weighing in with policymakers.

[myrddraal]

I am having a hard time understanding the housing market.

I often hear this one response when someone points out that millennials can't afford to buy one:



But.. Am I the only one that is like, wait we're at maximum occupancy here? There are more people than homes can be built? :confused:

Like...

Are we at a lack of supply because we could have many more houses than we have, but we just wont build them?

Or are we at a lack of supply because we're reaching maximum occupancy and no mater how you shake it, we're screwed?

I just seem to think that if we have more demand than we have supply of homes, that it's not a solvable solution.

Do we think that new towns are going to open up in Nebraska and that will solve the housing issue?

I just dont see how supply of homes being a problem can just be fixed. :confused:

We aren’t at maximum occupancy, shitlords are buying houses and leaving them vacant as an investment. We have more than enough houses to end homelessness but don’t.

The reason we have high demand for new houses is the low interest rate, which is also why we have such crazy high sales prices right now (especially people, poor people...comparatively poor people) because it’s cheaper for Californians working from home to buy a house in Nebraska or Wyoming for 50k+ over asking price than to stay in California. It’s not their taxes that’s pushing them out, it’s the price of land itself. This has led to a housing bubble that once the moratorium ends, will make the 45 million+ delinquent or behind on their mortgages be foreclosed on, causing another market crash. The price of houses will drop, but only people with capital will be scooping them up so they can turn around and rent them out, which means with tons of new renters on the market, rent prices go up, and the poor get poorer with increased rent. Trump fucked the American people hard. All the people who bought a home for over value as well will also be fucked because they won’t be able to refinance once the market crashes.

The housing crisis has been explained to you now.

[Evia]

We aren’t at maximum occupancy, shitlords are buying houses and leaving them vacant as an investment. We have more than enough houses to end homelessness but don’t.

The reason we have high demand for new houses is the low interest rate, which is also why we have such crazy high sales prices right now (especially people, poor people...comparatively poor people) because it’s cheaper for Californians working from home to buy a house in Nebraska or Wyoming for 50k+ over asking price than to stay in California. It’s not their taxes that’s pushing them out, it’s the price of land itself. This has led to a housing bubble that once the moratorium ends, will make the 45 million+ delinquent or behind on their mortgages be foreclosed on, causing another market crash. The price of houses will drop, but only people with capital will be scooping them up so they can turn around and rent them out, which means with tons of new renters on the market, rent prices go up, and the poor get poorer with increased rent. Trump fucked the American people hard. All the people who bought a home for over value as well will also be fucked because they won’t be able to refinance once the market crashes.

The housing crisis has been explained to you now.


Pretty solid post.

[Pulgasari]

Pretty solid post.

The homeless housing bit is a lark but yes.

[Gravydoo II]

Tell it. My cousin is a fuckin slum lord. He always bitches about people getting money from the government but he will only rent to people on government benefits. His daddy is a millionaire and he made his nut when gambling online was legal. Dude raked it in. Now, he buys houses, paints over the mold, then rents exclusively to people on benefits because he gets paid before they do.

This happened in china. A million landlords died.

[Gwaihir]

We aren’t at maximum occupancy, shitlords are buying houses and leaving them vacant as an investment. We have more than enough houses to end homelessness but don’t.

The reason we have high demand for new houses is the low interest rate, which is also why we have such crazy high sales prices right now (especially people, poor people...comparatively poor people) because it’s cheaper for Californians working from home to buy a house in Nebraska or Wyoming for 50k+ over asking price than to stay in California. It’s not their taxes that’s pushing them out, it’s the price of land itself. This has led to a housing bubble that once the moratorium ends, will make the 45 million+ delinquent or behind on their mortgages be foreclosed on, causing another market crash. The price of houses will drop, but only people with capital will be scooping them up so they can turn around and rent them out, which means with tons of new renters on the market, rent prices go up, and the poor get poorer with increased rent. Trump fucked the American people hard. All the people who bought a home for over value as well will also be fucked because they won’t be able to refinance once the market crashes.

The housing crisis has been explained to you now.

So what you're saying is. Get capital right now ahead of the crash so you can buy the dip

[Patriam1066]

We aren’t at maximum occupancy, shitlords are buying houses and leaving them vacant as an investment. We have more than enough houses to end homelessness but don’t.

The reason we have high demand for new houses is the low interest rate, which is also why we have such crazy high sales prices right now (especially people, poor people...comparatively poor people) because it’s cheaper for Californians working from home to buy a house in Nebraska or Wyoming for 50k+ over asking price than to stay in California. It’s not their taxes that’s pushing them out, it’s the price of land itself. This has led to a housing bubble that once the moratorium ends, will make the 45 million+ delinquent or behind on their mortgages be foreclosed on, causing another market crash. The price of houses will drop, but only people with capital will be scooping them up so they can turn around and rent them out, which means with tons of new renters on the market, rent prices go up, and the poor get poorer with increased rent. Trump fucked the American people hard. All the people who bought a home for over value as well will also be fucked because they won’t be able to refinance once the market crashes.

The housing crisis has been explained to you now.

I’m going to buy a fourth home, maybe fifth, once this happens for rental property. Where do you live? You sound entitled so I’d like to do it in your area and drive your prices up

[Wrekt]

I am having a hard time understanding the housing market.

I often hear this one response when someone points out that millennials can't afford to buy one:



But.. Am I the only one that is like, wait we're at maximum occupancy here? There are more people than homes can be built? :confused:

Like...

Are we at a lack of supply because we could have many more houses than we have, but we just wont build them?

Or are we at a lack of supply because we're reaching maximum occupancy and no mater how you shake it, we're screwed?

I just seem to think that if we have more demand than we have supply of homes, that it's not a solvable solution.

Do we think that new towns are going to open up in Nebraska and that will solve the housing issue?

I just dont see how supply of homes being a problem can just be fixed. :confused:

"Based on currently available numbers, there are about 31 vacant housing units for every homeless person in the U.S."

https://checkyourfact.com/2019/12/24/fact-check-633000-homeless-million-vacant-homes/

move to resolved.

To summarize for the idiots out there - it's capitalism.

Take from the rich and give to the poor using government powers or this is what you get. no way around it

you think the rich will willingly take care of the poor? they haven't

they didn't earn it. each billionaire, save for warren buffet that fucking mutant, was given a HUGE handout from parents.

i don't mind inheritances and success, but let's be reasonable.

norway has a similar billionaire per capita of the usa and they have MUCH better social safety nets.

kuwait does a UBI, we can't? we poor?

ameripoors - can't even afford health care, housing and food for its people.

ameripoors - a country with a GDP the size of texas pwned us so fking hard. we're the lol of the world