I was against it at first but I really like coin loot. It doesn't discourage pvp but it does separate the men from the boys in a way (ie the people who bank regularly versus the people who do not). It also creates a real sense of risk when you're away from a bank for a very long time, which is cool.
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Project 1999 (PvE):
Giegue Nessithurtsithurts, 60 Bard <Divinity>
Starman Deluxe, 24 Enchanter
Lardna Minch, 18 Warrior
Project 1999 (PvP):
[50 (sometimes 49) Bard] Wolfram Alpha (Half Elf) ZONE: oasis
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