Low level gear?

[Poosammich]

After 8 you should be able to start focusing almost exclusively on Undead as an iksar. Go into the Pit in FoB, and pull the white, and yellow skeletons out to the fringe. Due to Ward Undead you should be able to move pretty quickly here. After 12 its into Kurn's, you can do just fine in there after the lvl 12 pet. Once you get used to the spawns in here you can fear kite no problem with Spook the Dead, works like a charm. In a pinch I've even been able to kite 2 when I get a pop. Gear helps, but you'll be just fine... After 16 inside Kurn's at least IMO there are some money making opportunities, but you have to get lucky. Iksar Berserker, Skeletal Cook quest, etc.

I'm in limited gear too, my int is only 104, and I'm wearing mostly crafted silk. Guildies have helped me out, but only very little. Also kill some Marauders for the nose ring, if there is nothing there currently a little stam won't hurt. Also while in Kurn's loot any gear that drops(Burynai, and Reinforced Rhino) it goes for 1-2pp a peice because at 12 spells aren't cheap up to 4pp each.

On the melee bit, I only jump in when my pet is eating it. Other than that the dots after 12 will out damage your pet as long as you're using them. Or just drop 1 dot, and DD with undead spell to get <50% dmg. After I get Banshee Aura that may change. =]