On Jimjam my no trade warrior I farmed Willowisps til they didn't give me XP. Handing in the Greater Lightstones gave me enough pp for a set of shop bought plate. So not sure about how much pp that was, but it is a lot (fortunately it revendors for pretty close to the inititial sale price). Not suggesting to buy the shop bought plate, but willowisps in NK or erud isle can be good xp up to mid/late teens, with a nice cash boost.
Don't worry too much about armour. Rawhide, ringmail and bronze will carry you through till you can quest crafted or loot better. If you do feel you are slacking a mere 100pp will buy a full set of banded which is close to bronze AC (better than ringmail) but much lighter.
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