My charisma is 81 when it should be 90 why???

[Zipity]

Human bard can wear PD robe and eyepatch
All Stamina unless you plan on getting full BiS then all CHA(this option requires years of neckbearding end game raiding).
The correct deity is veeshan not agnostic for faction bonuses in VP that can never be gained elsewhere OR mith Marr for pink cultural armor.