first time car accident - guy is making a bogus injury claim...need help please :)

[Hasbinbad]

things racists say:

Originally Posted by Gel Mibson [You must be logged in to view images. Log in or Register.]

so this guy was not cooperative at all (middle eastern dude)

i hope he puts you in debt for decades, redneck.

[Toehammer]

Originally Posted by Hasbinbad [You must be logged in to view images. Log in or Register.]

things racists say:

i hope he puts you in debt for decades, redneck.

His comment is not really racist, more culturist. Although, sad to say, the OP is not far off the mark. After living in the Mid East for over a year now in a culturally diverse city with many different Mid East nationalities represented, you learn certain things.

(Certain entitled) Middle Easterners are raised in a culture where if you want something you have to kick and scream to get it. In the West, usually asking politely is the best way to get assistance or help/service from someone. In the Middle East, you can ask politely for something at the DMV or a shop 500 times... nothing will happen. Turn up the asshole meter, or perhaps even yell, and you are treated like a King. Not just the squeaky well gets the grease... but the loudest, most obnoxious, squeakiest wheel doing the most damage gets the grease. Also, a lot of Mid East countries are very class-oriented (read: caste system in full effect!), so dropping authority/titles is sometimes the best way to cut through the lazy non-helpful BS.

A funny thing, a lot of Middle Easterners don't like to say no... such direct resistance is not really part of their culture. So they ignore, misdirect, or even lie when push comes to shove in an important business decision.

But yeah, OP probably wasn't speaking from experience with Middle Easterners... but then again, calling him a redneck and (jokingly I hope?) hoping BS legal debt on someone is lame. /backstab Aren't you part of some debt-ridden 99% or something? [You must be logged in to view images. Log in or Register.] Misery loves company hehe

(also, redneck implies white, lots of asians and blacks are racist towards Middle Easterners... again back to the culturist point... you make assumptions galore!)

[Rogean]

This would be one reason I have a dashcam.

[Barkingturtle]

The OP isn't even capable of driving--and we're supposed to trust his on-scene medical diagnosis?

In any event, it doesn't matter what the other guy gets paid, your rates will probably increase, regardless. When deciding your rate, insurance companies don't get reports informing them how much has been paid-out in prior claims. They just receive notice you've been involved in an accident--either by means of a Motor Vehicle Report or a more generic claims report where not-at-fault accidents and other comprehensive claims are recorded.

So, the advice here should be: grow up, pay attention when you're operating a vehicle, and accept responsibility when you screw up.

[myriverse]

Originally Posted by Gel Mibson [You must be logged in to view images. Log in or Register.]

hello,

i got into a 3 car accident at a traffic light. i was the last car and it was basically a 3 car fender bender at the traffic light. the first car fled the scene, but car number 2 and i stayed. so this guy was not cooperative at all (middle eastern dude), wouldn't talk to me. he got out of the car to take pictures of the damages (nothing but mere scratches on both cars, no dents) and gets back in his car.

15 minutes later, an ambulance comes and he walks out of his car into the ambulance. i wanted to know what was going on, and saw this guy laying down in a neck brace...like come on dude are you serious? 30 min later, police came and report was taken.

a few weeks later, my insurance company calls me and tells me this dude is claiming total loss on his vehicle and that he has sustained a neck injury.

being that the the car who rear-ended is always at fault, i get that but this guys is claiming some crazy kind of insurance fraud, i have no idea how he claims a total loss on his car, let alone a neck injury.

any advice would be helpful on what to do.

My mom's car was totalled and has permanent disability from a 5 or so-mph rear-ender. Frankly, you're screwed and probably deserve it. Guy probably isn't lying much. Insurance companies will not total a car unless it's the case. The owner of the car is not the one who decides this. If the damage is more than a certain %age of the value of the vehicle, it's totalled. Period. You should have paid better attention.

[Sirken]

Originally Posted by Clark [You must be logged in to view images. Log in or Register.]

Hopefully you took pictures of both vehicles. If someone tried to fraud me like this IRL they'd face a severe beating at least. Don't let that MF win.

lol then you would be sued successfully, twice. bad plan is bad

Originally Posted by Gel Mibson [You must be logged in to view images. Log in or Register.]

yes, of course I have pictures of both cars.
i feel like there's nothing i can do at this point, but hope that my insurance company realizes this guy is being dramatic.
even the emt and police officer at the scene thought this guy was being ridiculous.

does not matter if they think redic unless u have a means to contact those people and get them to agree to testify or make a statement.

Originally Posted by Langrisser [You must be logged in to view images. Log in or Register.]

also your ins co. will investigate they dont want to pay out either

confirmed true

Originally Posted by Rogean [You must be logged in to view images. Log in or Register.]

This would be one reason I have a dashcam.

WWRD




hopefully u have a friend or family that is a lawyer, get on the tele with the insurance. most of these jerkoffs go away when they realize that A) youre not going to settle out of court, and B) its going to cost them court fees if/when they lose.
also you need proof that you were rear-ended and pushed into his car.

GL

[Gel Mibson]

I appreciate the relevant information and the troll remarks.

I'm not racist nor a redneck, I was just making a demographic remark. I also wasn't high or texting...good troll though I suppose.

It was raining in the city, the guy braked real hard and late to attempt to avoid hitting the car in front of him and I naturally had a delayed response and slammed my brakes. He hit the car in front of him first and then I tapped him afterwards.

I'll let insurance handle it at this point, I gave them all the information they needed so nothing I can do at this point.

Thanks to those who helped.

[Kagatob]

Well you got his "information" during the event right?

Just will another "accident" to happen. [You must be logged in to view images. Log in or Register.]

[Hasbinbad]

Things racists say:

Originally Posted by Toehammer [You must be logged in to view images. Log in or Register.]

His comment is not really racist, more culturist. Although, sad to say, the OP is not far off the mark. After living in the Mid East for over a year now in a culturally diverse city with many different Mid East nationalities represented, you learn certain things.

(Certain entitled) Middle Easterners are raised in a culture where if you want something you have to kick and scream to get it. In the West, usually asking politely is the best way to get assistance or help/service from someone. In the Middle East, you can ask politely for something at the DMV or a shop 500 times... nothing will happen. Turn up the asshole meter, or perhaps even yell, and you are treated like a King. Not just the squeaky well gets the grease... but the loudest, most obnoxious, squeakiest wheel doing the most damage gets the grease. Also, a lot of Mid East countries are very class-oriented (read: caste system in full effect!), so dropping authority/titles is sometimes the best way to cut through the lazy non-helpful BS.

A funny thing, a lot of Middle Easterners don't like to say no... such direct resistance is not really part of their culture. So they ignore, misdirect, or even lie when push comes to shove in an important business decision.

But yeah, OP probably wasn't speaking from experience with Middle Easterners... but then again, calling him a redneck and (jokingly I hope?) hoping BS legal debt on someone is lame. /backstab Aren't you part of some debt-ridden 99% or something? [You must be logged in to view images. Log in or Register.] Misery loves company hehe

(also, redneck implies white, lots of asians and blacks are racist towards Middle Easterners... again back to the culturist point... you make assumptions galore!)

[Hasbinbad]

Originally Posted by Sirken [You must be logged in to view images. Log in or Register.]

you need proof that you were rear-ended and pushed into his car.

You misread his statement. He rear-ended someone, who was pushed into the car in front of it. The FIRST car in line (the second car to be hit) took off (fled the scene, technically even tho this person was hit by the first person who was hit, this person still committed a crime).